Annual fee
$0
Rewards rate
1.5%-1.5%
Welcome Bonus
N/A
Apply Now →on Chime's website
Regular APR:0%
- 1.5%Cash back on rotating categories with direct deposit
Welcome Bonus:
N/A
Reward Rate:
Earn 1.5% cash back on rotating categories with direct deposit.
APR:
0%
The standout feature here is the Chime Credit Builder Visa® Credit Card's focus on helping users build credit without the burden of fees or interest. While it may not offer traditional rewards, it provides a unique opportunity for financial growth through responsible use.
Pros:
- No annual fee
- Helps build credit
Cons:
- No traditional rewards
- Limited cash back features
The Secured Chime Credit Builder Visa® Credit Card is particularly suitable for individuals looking to establish or rebuild their credit without incurring annual fees or interest charges. Its straightforward structure may appeal to those who prioritize financial growth through responsible credit usage over conventional rewards programs.