Annual fee
$0
Rewards rate
3%-5%
Welcome Bonus
20,000 points
Apply Now →on Citi's website
- 5%Points on hotels, car rentals, and attractions booked through Citi Travel
- 3%Points at supermarkets and select transit
Welcome Bonus:
Earn 20,000 bonus points after spending $1,000 on purchases in the first three months.
Reward Rate:
Earn 5 points on hotels, car rentals, and attractions booked through Citi Travel, and 3 points at supermarkets and select transit.
The Citi Strata℠ Card is a versatile option for those looking to earn rewards on everyday spending without an annual fee, making it an attractive choice for budget-conscious consumers.
Pros:
- No annual fee
- Flexible rewards structure
Cons:
- Limited to specific categories
- Lower rewards rate compared to premium cards
The Citi Strata℠ Card is well-suited for budget-conscious consumers who wish to earn rewards on everyday purchases without incurring an annual fee. With a competitive reward rate and a welcome bonus, it provides a practical option for individuals seeking to maximize their spending efficiency while maintaining cost-effectiveness.