Chase Ink Business Preferred Credit Card 2026 Review

Annual fee
$95
Rewards rate
5%-1%
Welcome Bonus
100,000 points
Apply Now →on Chase's website
Regular APR:17.74%-26.74% Variable APR

  • 5%Points on Lyft rides
  • 3%Points on shipping, advertising, and travel
  • 1%Points on all other purchases

Welcome Bonus:

Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening.

Reward Rate:

Earn 5X points on Lyft rides, 3X points on shipping, advertising, and travel, and 1 point per $1 on all other purchases.

APR:

17.74%-26.74% Variable APR

The Chase Ink Business Preferred Credit Card earns a remarkable 5X points on Lyft rides and 3X points on key business expenses, making it the best choice for business owners looking to maximize their rewards. Its substantial welcome bonus of 100,000 points further solidifies its position as the top pick in this category.

Pros:

  • High welcome bonus
  • Strong rewards on business expenses

Cons:

  • Annual fee applies
  • High spending requirement for bonus
Apply now →

The Chase Ink Business Preferred Credit Card is well-suited for business owners who frequently incur expenses in categories such as travel and shipping, as well as those who utilize services like Lyft. With its competitive rewards structure and substantial welcome bonus, this card can effectively enhance the value of business spending for those who can leverage its benefits.

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