Blue Business Plus Credit Card from American Express 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Blue Business Plus Credit Card from American Express4.2/5

American Express

Annual fee
$0
Rewards rate
2%-1%
Welcome Bonus
15,000 points
Apply Now →on American Express's website
Regular APR:0% intro for 12 months, then variable

  • 2%Membership Rewards points on business purchases up to $50,000
  • 1%Membership Rewards points on all other purchases

Welcome Bonus:

Earn 15,000 Membership Rewards points after spending $3,000 in eligible purchases within the first 3 months.

Reward Rate:

Earn 2X Membership Rewards points on business purchases up to $50,000, then 1X points on all other purchases.

APR:

0% intro for 12 months, then variable

This card shines for its straightforward rewards structure, offering 2X points on business purchases up to $50,000. The Blue Business Plus Credit Card from American Express is an excellent option for those who prefer a no-annual-fee card with flexible rewards.

Pros:

  • No annual fee
  • Flexible rewards structure

Cons:

  • Lower cash back rate compared to others
  • Spending cap for higher rewards
Apply now →

The Blue Business Plus Credit Card from American Express is a solid choice for small business owners seeking a no-annual-fee option with a straightforward rewards structure. Its 2X points on business purchases and a welcome bonus make it particularly suitable for those who want to maximize rewards on everyday business expenses without incurring additional costs.

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