TSB Platinum Balance Transfer Card Mastercard 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

TSB Platinum Balance Transfer Card Mastercard4.9/5

TSB

Annual fee
£0
Rewards rate
Rewards are typically limited to Mastercard-related benefits rather than direct cashback.
Welcome Bonus
0% interest on balance transfers for up to 38 months and 0% interest on purchases for the first 3 months.
Apply Now →on TSB's website
Regular APR:24.9% Variable APR

  • No rewards breakdown available

Welcome Bonus:

0% interest on balance transfers for up to 38 months and 0% interest on purchases for the first 3 months.

Reward Rate:

Rewards are typically limited to Mastercard-related benefits rather than direct cashback.

APR:

24.9% Variable APR

The TSB Platinum Balance Transfer Card stands out as the top choice because it offers an impressive 38 months of 0% interest on balance transfers, making it ideal for those looking to consolidate high-interest debt without incurring additional costs.

Pros:

  • Long 0% interest period on balance transfers
  • No annual fee

Cons:

  • Limited rewards compared to cashback cards
  • Transfer fees apply
Apply now →

The TSB Platinum Balance Transfer Card Mastercard is particularly well-suited for individuals seeking to manage and reduce existing credit card debt, thanks to its generous 38-month interest-free period on balance transfers. With no annual fee and no rewards or welcome bonuses, it provides a straightforward option for users focused solely on debt consolidation.

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