Tesco Bank Clubcard Credit Card Low APR Mastercard 2026 Review

Annual fee
£0
Rewards rate
1%-1%
Welcome Bonus
N/A
Apply Now →on Tesco Bank's website
Regular APR:12.9% Variable APR

  • 1%Clubcard points for every £4 spent in Tesco
  • 1%Clubcard points for every £4 spent on Tesco fuel

Welcome Bonus:

N/A

Reward Rate:

Collect extra Clubcard points with your Clubcard Credit Card 1 point for every £4 spent in Tesco and 1 point for every £4 spent on Tesco fuel (excluding Esso).

APR:

12.9% Variable APR

The Tesco Bank Clubcard Credit Card Low APR Mastercard stands out as the top choice because it offers a low representative APR of 12.9% on purchases, making it an excellent option for those who may carry a balance. Additionally, cardholders can earn Clubcard points on their Tesco spending, enhancing the value for frequent shoppers.

Pros:

  • No annual fee
  • Low APR on purchases

Cons:

  • No welcome bonus
  • Limited rewards outside Tesco
Apply now →

The Tesco Bank Clubcard Credit Card Low APR Mastercard is particularly suitable for individuals who frequently shop at Tesco and may carry a balance, as it combines a competitive low APR with the opportunity to earn rewards through Clubcard points. Its lack of annual fees further adds to its appeal for budget-conscious consumers looking for a straightforward credit card option.

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