NatWest Credit Card 2026 Review

Annual fee
£0
Rewards rate
1%-0.25%
Welcome Bonus
N/A
Apply Now →on NatWest's website
Regular APR:12.9% Variable APR

  • 1%Rewards on supermarket spending
  • 0.25%Rewards on all other spending

Welcome Bonus:

N/A

Reward Rate:

Earn 1% back in Rewards on supermarket spending and 0.25% everywhere else.

APR:

12.9% Variable APR

A key differentiator is the NatWest Credit Card's straightforward rewards program, which offers 1% back on supermarket purchases, making it particularly appealing for grocery shoppers. Its lack of foreign transaction fees adds to its value for international use.

Pros:

  • No foreign transaction fees
  • Simple rewards structure

Cons:

  • Limited rewards outside supermarkets
  • No standalone welcome bonus
Apply now →

The NatWest Credit Card is an ideal option for everyday consumers, particularly those who frequently shop at supermarkets due to its 1% cashback reward on such purchases. Additionally, the absence of foreign transaction fees makes it a practical choice for those who travel internationally, though the overall rewards structure may not be as competitive for users seeking higher rewards or a welcome bonus.

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