IHG One Rewards Premier Credit Card 2026 Review

Annual fee
£99
Rewards rate
26%-0%
Welcome Bonus
140,000 Bonus Points
Apply Now →on Chase's website
Regular APR:21.24%-29.99% Variable APR

  • 26%Total points on IHG stays

Welcome Bonus:

Earn 140,000 Bonus Points after you spend £3,000 on purchases in the first 3 months from account opening.

Reward Rate:

Earn up to 26x total reward points per £1 spent at IHG Hotels and Resorts worldwide.

APR:

21.24%-29.99% Variable APR

The IHG One Rewards Premier Credit Card earns the #1 spot due to its exceptional earning potential of up to 26x points on IHG stays, making it a top choice for frequent travelers. With added benefits like automatic Platinum Elite status and a generous welcome bonus, it stands out as the best option for those who prioritize hotel rewards.

Pros:

  • High rewards on IHG stays
  • Automatic Platinum Elite status

Cons:

  • Annual fee of £99
  • High APR range
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The IHG One Rewards Premier Credit Card is particularly suitable for frequent travelers who regularly stay at IHG properties and can take full advantage of its high earning potential and benefits like automatic Platinum Elite status. However, those who infrequently travel or prefer a broader range of rewards might find more value in other credit card options.

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