Wealthsimple Visa Infinite
Wealthsimple
- 2%Cash back on all purchases
Promotional 5% cash back welcome offer available through targeted invitations.
Unlimited 2% cash back on all purchases.
The Wealthsimple Visa Infinite shines for its straightforward 2% cash back on all purchases, making it an excellent choice for those who prefer simplicity without category restrictions. Its lack of foreign transaction fees further enhances its value for international travelers.
Pros:
- Unlimited 2% cash back
- No foreign transaction fees
Cons:
- Annual fee applies
- Requires high income for eligibility
The Wealthsimple Visa Infinite is well-suited for consumers who prioritize a straightforward cash back rewards structure and frequently make purchases abroad, given its favorable 2% cash back rate on all spending and absence of foreign transaction fees. However, the annual fee of CA$240 may be a consideration for those with lower spending habits or who do not travel internationally.