- 5%Cash back on all purchases for the first 3 months
- 0%Cash back on all other purchases
Welcome bonuses up to 60,000 Scene+ points depending on the specific card chosen.
Earn 5% cash back on all purchases for the first 3 months.
The Scotiabank StartRight Credit Card Program stands out as the top choice because it offers newcomers to Canada the opportunity to build their credit history without prior local credit. With generous welcome bonuses and cash back rewards, it provides significant value for those just starting their financial journey in Canada.
Pros:
- No annual fee for some cards
- High welcome bonuses for newcomers
Cons:
- Variable annual fees depending on the card
- Limited to newcomers with no prior credit history
The Scotiabank StartRight Credit Card Program is particularly well-suited for newcomers to Canada looking to establish their credit history while enjoying access to rewards and bonuses. With no annual fee options and a focus on building credit, it offers a practical choice for individuals starting their financial journey in a new country.