Scotiabank Gold American Express 2026 Review

Annual fee
CA$120
Rewards rate
5%-1%
Welcome Bonus
50,000 Scene+ points
Apply Now →on Scotiabank's website

  • 5%Scene+ points on groceries, restaurants, and entertainment

Welcome Bonus:

Earn up to 50,000 Scene+ points, valued at roughly $500.

Reward Rate:

Earn 5 Scene+ points on every $1 spent in groceries, restaurants, and entertainment.

What sets the Scotiabank Gold American Express apart is its high earning potential of 5 Scene+ points on dining and groceries, making it a favorite among foodies and frequent diners. The card also waives foreign transaction fees, enhancing its appeal for travelers.

Pros:

  • High rewards on dining and groceries
  • No foreign transaction fees

Cons:

  • Annual fee applies
  • Limited to specific categories for rewards
Apply now →

The Scotiabank Gold American Express card is well-suited for individuals who frequently dine out or purchase groceries, given its competitive reward structure of 5 Scene+ points in these categories. Additionally, the absence of foreign transaction fees makes it an attractive option for travelers, although the annual fee may be a consideration for those who do not maximize the card's benefits.

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