Scotiabank Gold American Express
Scotiabank
Annual fee
CA$120
Rewards rate
5%-1%
Welcome Bonus
50,000 Scene+ points
Apply Now →on Scotiabank's website
- 5%Scene+ points on groceries, restaurants, and entertainment
- 1%Scene+ points on all other purchases
Welcome Bonus:
Earn up to 50,000 bonus Scene+ points for accounts opened by November 1, 2026.
Reward Rate:
Earn 5 Scene+ points on every $1 spent in groceries, restaurants, and entertainment.
This card shines for its high rewards rate on dining and groceries, making it an excellent choice for food lovers. The lack of foreign transaction fees adds to its appeal for travelers.
Pros:
- High rewards on dining and groceries
- No foreign transaction fees
Cons:
- Annual fee applies
- Limited to specific categories for high rewards
The Scotiabank Gold American Express is particularly suitable for individuals who frequently dine out or shop for groceries, given its high rewards rate in these categories. Additionally, travelers may benefit from its lack of foreign transaction fees, making it a practical option for those who prioritize earning rewards on everyday purchases while avoiding extra charges abroad.