Scotia Gold American Express Card 2026 Review

Annual fee
CA$120
Rewards rate
6%-1%
Welcome Bonus
50,000 Scene+ points
Apply Now →on Scotiabank's website

  • 6%Points on eligible grocery stores
  • 5%Points on dining and food delivery

Welcome Bonus:

Earn up to 50,000 Scene+ points, valued at roughly $500, broken down into two spending milestones.

Reward Rate:

Earn 6x Scene+ points on eligible grocery stores, 5x on dining and food delivery.

The Scotiabank Gold American Express Card is particularly appealing for its high earning potential on everyday purchases, especially groceries, making it a great choice for families.

Pros:

  • No foreign transaction fees
  • Flexible point redemption options

Cons:

  • Annual fee
  • Limited to Scene+ program
Apply now →

The Scotia Gold American Express Card is well-suited for individuals or families who frequently spend on groceries and dining, offering substantial rewards in these categories. With its notable welcome bonus and competitive earning rates, this card may be a valuable option for those looking to maximize their rewards on everyday expenses.

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