RBC Ion+ Visa Card 2026 Review

Annual fee
CA$48
Rewards rate
3%-0.5%
Welcome Bonus
28,000 Avion points
Apply Now →on RBC's website

  • 3%Cash back on groceries, gas, dining

Welcome Bonus:

The RBC ION+ Visa Card offers a welcome bonus of up to 28,000 Avion points (worth up to ~$200 in gift cards).

Reward Rate:

Earn 3X Avion points on groceries, gas, dining and more.

What sets the RBC Ion+ Visa Card apart is its straightforward rewards structure that allows cardholders to earn 3X points on essential categories like groceries and gas. This makes it an attractive option for those who prioritize everyday spending without the burden of a high annual fee.

Pros:

  • Low monthly fee
  • High rewards on essential spending

Cons:

  • Points may have lower redemption value
  • Limited premium benefits compared to higher-tier cards
Apply now →

The RBC Ion+ Visa Card is best suited for individuals who frequently spend on groceries and gas, seeking to maximize their rewards without incurring a significant annual fee. Its straightforward rewards structure and welcome bonus make it a practical choice for everyday consumers looking to earn points on routine purchases.

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