Annual fee
CA$48
Rewards rate
3%-1%
Welcome Bonus
28,000 points
Apply Now →on RBC's website
- 3%Points on groceries, gas, dining
- 1%Points on all other purchases
Welcome Bonus:
Get up to 28,000 Avion points if you apply by November 4, 2026.
Reward Rate:
Earn 3X Avion points on groceries, gas, dining and more.
The RBC ION+ Visa Card stands out for its low annual fee and high earning potential of 3X Avion points on everyday categories, making it an excellent choice for budget-conscious consumers who want to maximize their rewards without incurring high costs.
Pros:
- Low annual fee
- High rewards on everyday spending
Cons:
- Limited to RBC Avion rewards
- Cash advance rates can be high
The RBC ION+ Visa Card is particularly suitable for budget-conscious individuals looking to earn rewards on everyday purchases, given its low annual fee and competitive earning rate of 3X Avion points in select categories. With the added welcome bonus of 28,000 points, it offers a compelling option for those seeking value in their credit card rewards program.