PC Financial World Elite Mastercard 2026 Review

Annual fee
CA$0
Rewards rate
4.5%-1%
Welcome Bonus
50,000 PC Optimum points
Apply Now →on PC Financial's website

  • 4.5%Cash back at Shoppers Drug Mart stores
  • 3%Cash back at participating grocery stores

Welcome Bonus:

New cardholders can typically earn a welcome bonus of 50,000 PC Optimum points (equivalent to $50 in value) when you spend a minimum of $100 on your new card within 60 days of account approval.

Reward Rate:

Earn up to 4.5% back in points, with earning rates scaling based on where you shop.

The PC Financial World Elite Mastercard stands out as the top choice because it offers an impressive 4.5% back in points at Shoppers Drug Mart and 3% at grocery stores, making it ideal for frequent shoppers. Its no annual fee structure combined with a generous welcome bonus makes it a compelling option for those looking to maximize their rewards.

Pros:

  • No annual fee
  • High rewards on grocery and pharmacy purchases

Cons:

  • Requires high income for eligibility
  • Limited to specific stores for maximum rewards
Apply now →

The PC Financial World Elite Mastercard is particularly suitable for individuals who frequently shop at Shoppers Drug Mart and grocery stores, as it offers high rewards rates in these categories without an annual fee. With its attractive welcome bonus and robust earning potential, this card may appeal to consumers looking to enhance their rewards while minimizing costs.

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