PC® World Elite® Mastercard 2026 Review

Annual fee
CA$0
Rewards rate
4.5%-1%
Welcome Bonus
50,000 PC Optimum™ points
Apply Now →on PC Financial's website

  • 4.5%Points at Shoppers Drug Mart® stores
  • 3%Points at participating grocery stores
  • 1%Points on all other purchases

Welcome Bonus:

Earn 50,000 PC Optimum™ points when you spend $100 or more at participating stores within 60 days of account approval.

Reward Rate:

Earn 4.5% back in points at Shoppers Drug Mart® stores and 3% back in points at participating grocery stores.

The PC® World Elite® Mastercard stands out as the top choice because it offers exceptional rewards at grocery and pharmacy stores, making it ideal for frequent shoppers. With no annual fee and a generous welcome bonus, it provides significant value for everyday purchases.

Pros:

  • No annual fee
  • High rewards at grocery and pharmacy stores

Cons:

  • High interest rates
  • Limited to specific retailers for maximum rewards
Apply now →

The PC® World Elite® Mastercard is well-suited for individuals who frequently shop at grocery and pharmacy stores, as it offers a high rewards rate in these categories without an annual fee. Its generous welcome bonus further enhances its appeal for those looking to maximize their everyday spending on essential purchases.

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