PC Financial Mastercard 2026 Review

PC Financial Mastercard4.2/5

PC Financial

Annual fee
CA$0
Rewards rate
1%-2.5%
Welcome Bonus
CA$50
Apply Now →on PC Financial's website

  • 2.5%Cash back at Shoppers Drug Mart
  • 1%Cash back on all other purchases

Welcome Bonus:

50,000 bonus PC Optimum points (equal to $50 in value).

Reward Rate:

Earn 1% back in points on all purchases and 2.5% back at Shoppers Drug Mart.

The standout feature here is the ability to earn significant rewards at Shoppers Drug Mart, making it a great option for those who frequently shop there. The no annual fee and welcome bonus add to its attractiveness.

Pros:

  • No annual fee
  • High rewards at Shoppers Drug Mart

Cons:

  • Limited to Loblaw-affiliated stores for higher rewards
  • Lower rewards on non-affiliated purchases
Apply now →

The PC Financial Mastercard is particularly well-suited for consumers who regularly shop at Shoppers Drug Mart, as it offers enhanced rewards in that category. With no annual fee and a welcome bonus, this card may also appeal to budget-conscious individuals looking to earn rewards on everyday purchases.

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