National Bank ECHO Cash Back Mastercard 2026 Review

National Bank ECHO Cash Back Mastercard4.8/5

National Bank of Canada

Annual fee
CA$30
Rewards rate
1.5%-1%
Welcome Bonus
CA$250
Apply Now →on National Bank of Canada's website

  • 1.5%Cash back on online purchases, gas, and groceries
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn up to 30,000 bonus points ($250 cash back value) make $2,000 or more in eligible purchases within the first 90 days.

Reward Rate:

Earn 1.5% cash back on online purchases, gas, and groceries, and 1% on all other purchases.

The National Bank ECHO Cash Back Mastercard stands out as the top choice because it offers a solid 1.5% cash back on essential categories like gas and groceries, making it ideal for everyday spending. With a low annual fee of CA$30, it provides excellent value for those looking to maximize their cash back rewards.

Pros:

  • Good cash back on everyday purchases
  • Low annual fee

Cons:

  • Limited bonus categories
  • Higher interest rates
Apply now →

The National Bank ECHO Cash Back Mastercard is well-suited for consumers who prioritize cash back on everyday purchases, particularly in essential categories like groceries and gas, while also benefiting from a low annual fee. This card may appeal to individuals seeking straightforward rewards without the complexities of tiered bonus structures.

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