MBNA True Line® Gold Mastercard® 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

MBNA True Line® Gold Mastercard®4.8/5

MBNA

Annual fee
CA$39
Rewards rate
null%-null%
Welcome Bonus
0% promotional annual interest rate (AIR) for 12 months on balance transfers completed within 90 days of account opening.
Apply Now →on MBNA's website

  • No rewards breakdown available

Welcome Bonus:

0% promotional annual interest rate (AIR) for 12 months on balance transfers completed within 90 days of account opening.

Reward Rate:

No traditional spending rewards; focuses on low interest rates.

The MBNA True Line Gold Mastercard stands out as the top choice because it offers one of the lowest interest rates available, making it ideal for those who carry a balance. Its focus on low-cost borrowing rather than rewards makes it a practical option for managing debt.

Pros:

  • Low interest rate
  • No annual fee

Cons:

  • No traditional rewards
  • Limited benefits
Apply now →

The MBNA True Line® Gold Mastercard® is well-suited for consumers who prioritize low interest rates over rewards, making it an effective tool for those who may carry a balance and are looking to manage their debt more efficiently. With a modest annual fee and a focus on cost-effective borrowing, it presents a practical choice for financially savvy individuals.

Frequently Asked Questions