Annual fee
CA$39
Rewards rate
0%-0%
Welcome Bonus
0%
Apply Now →on MBNA's website
- No rewards breakdown available
Welcome Bonus:
0% promotional annual interest rate on balance transfers for 12 months (for transfers completed within 90 days of account opening).
Reward Rate:
This low-interest card focuses on saving on interest rather than earning rewards.
The MBNA True Line Gold Mastercard stands out as the top choice because it offers the lowest interest rate on purchases, making it ideal for those who prioritize saving on interest over earning rewards.
Pros:
- Lowest interest rate on purchases
- No rewards but focuses on savings
Cons:
- No cash back or points
- Annual fee applies
The MBNA True Line® Gold Mastercard® is best suited for individuals who frequently carry a balance and are looking to minimize interest charges, given its low interest rate and modest annual fee. However, those seeking rewards or bonuses may find this card less appealing, as it does not offer any rewards program.