Petal® 2 Cash Back, No Fees Visa® Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Petal® 2 Cash Back, No Fees Visa® Credit Card4.6/5

Petal

Annual fee
$0
Rewards rate
1.5%-1%
Welcome Bonus
N/A
Apply Now →on Petal's website
Regular APR:28.24%-33.24%

  • 1.5%Cash back on eligible purchases after 12 months of on-time payments
  • 1%Cash back on all purchases

Welcome Bonus:

N/A

Reward Rate:

Earn 1% cash back on everyday purchases immediately, which can increase to 1.5% after 12 consecutive on-time monthly payments.

APR:

28.24%-33.24%

What sets the Petal® 2 Cash Back, No Fees Visa® Credit Card apart is its commitment to no fees and a straightforward rewards structure that grows with responsible use. This card is particularly appealing for those looking to build credit without the burden of annual fees or hidden costs.

Pros:

  • No fees whatsoever
  • Rewards increase with responsible use

Cons:

  • Higher APR
  • Limited cash back categories
Apply now →

The Petal® 2 Cash Back, No Fees Visa® Credit Card is well-suited for individuals seeking to establish or improve their credit score while enjoying a simple rewards program without incurring fees. Its straightforward approach makes it an attractive option for those who prioritize financial responsibility and transparency in their credit card usage.

Frequently Asked Questions