Looking to fund your business venture without taking on debt? Small business grants offer an excellent opportunity to secure funding that doesn't need to be repaid.
14 Small Business Grants in 2026: Free Money for Your Business
In this comprehensive guide, we'll explore the best small business grants available in 2026, including federal, state, and private options that can help turn your business dreams into reality.
The SBIR program offers grants ranging from $50,000 to $250,000 for Phase I research and up to $750,000 for Phase II development. This federal program focuses on small businesses engaged in research and development (R&D) with potential for commercialization. Applications are accepted throughout the year, with specific deadlines varying by agency.
This centralized database lists federal grant opportunities ranging from $5,000 to $500,000. Small businesses can search and apply for grants across various industries and purposes, with new opportunities posted regularly. The platform currently lists over 1,000 grant opportunities for small businesses.
The National Association for the Self-Employed offers growth grants up to $4,000 for business development, marketing, and expansion. Members can apply quarterly for these micro-grants. The application process is straightforward, requiring a business plan and explanation of how the funds will be used.
FedEx awards up to $50,000 to small businesses through its annual grant contest. Winners also receive FedEx Office print and business services credits worth up to $7,500. Applications typically open in January with winners announced in May.
The Local Initiatives Support Corporation provides grants ranging from $5,000 to $20,000 to small businesses affected by economic hardship. Priority is given to minority-owned businesses and those in underserved communities.
WomensNet awards $10,000 to a women-owned business every month through the Amber Grant. Winners also qualify for an additional $25,000 annual grant. The application is simple, requiring a compelling story about your business and plans for the funds.
Nav offers quarterly grants of up to $10,000 to help small businesses overcome challenges. Applications require a business story and explanation of how the grant would impact your business. Winners are selected based on their story's compelling nature and potential impact.
While known for loans, Accion also provides grants ranging from $500 to $15,000 for specific business purposes. They focus on supporting minority-owned businesses, immigrants, and businesses in underserved areas.
The EDA offers various grants for businesses contributing to regional economic development. Grant amounts vary significantly, from $100,000 to several million dollars, depending on the project scope and potential impact.
These grants support small businesses in rural areas with amounts ranging from $10,000 to $500,000. Funds can be used for training, equipment, and other business development needs. Priority is given to communities with populations under 50,000.
The NFL offers grants of up to $100,000 to small businesses in NFL team markets. The program focuses on supporting Black-owned and minority-owned businesses, with applications accepted annually.
Hello Alice provides grants ranging from $5,000 to $25,000 to small business owners. The platform regularly announces new grant opportunities with various focuses and requirements. Applications are accepted on a rolling basis throughout the year.
13. Barstool Fund
While originally created for COVID relief, the Barstool Fund continues to provide grants to small businesses facing various challenges. Grant amounts vary based on need and circumstances, with applications accepted on an ongoing basis.
Mastercard provides grants up to $10,000 along with digital tools and training to help small businesses enhance their digital presence. Priority is given to businesses looking to expand their e-commerce capabilities.
Tips for Successful Grant Applications
- Start your application early and gather all required documentation
- Follow application instructions precisely
- Provide detailed business plans and financial projections
- Have a clear purpose for the grant money
- Include measurable outcomes and impact
- Proofread all materials thoroughly
- Submit before the deadline
Before diving into grant applications, consider exploring various online business ideas that align with your skills and interests. You might also want to research specific industries like starting a cleaning business, which often requires minimal initial investment. For those interested in retail opportunities, check out how to start a vending machine business.
Final Words
Small business grants can provide the crucial funding needed to start or expand your business without the burden of debt. While the application process may be competitive and time-consuming, the potential reward of free capital makes it worthwhile. Remember to stay organized, meet all deadlines, and consider applying for multiple grants to increase your chances of success. Keep checking these opportunities regularly, as new funding rounds often open throughout the year.