Cheapest Pet Insurance Rates in the UK
Discover 5 deals available this month.
1.MoneySuperMarket
Compare pet insurance quotes starting at £3.95 per month from 38 UK insurers, covering dogs, cats, and multi-pet policies. Offers a broad selection for thorough comparison in one place.
View Deal →With access to 38 insurers, MoneySuperMarket delivers one of the widest comparison ranges for pet insurance, helping owners find competitive rates quickly. It stands out for those wanting variety and straightforward pricing from £3.95 monthly.
Pros:
- Quotes from £3.95 per month
- Covers dogs, cats, and multi-pet policies
- Compares 38 UK insurance providers offering extensive choice
Cons:
- Cheaper options available from competitors starting at £3.35 per month
- No mention of specific discount deals or new customer offers
- Monthly pricing may vary based on pet and policy details
2.Quotezone
Quotezone offers pet insurance quotes starting from £3.35 per month for dogs like a one-year-old with no medical conditions, comparing over 25 UK providers. It provides a broad comparison to help find competitive rates.
View Deal →Quotezone stands out by delivering some of the lowest starting prices in the market, making it a strong contender for budget-conscious pet owners seeking wide provider options. Its focus on young, healthy dogs keeps initial costs low but may limit applicability for older or less healthy pets.
Pros:
- Lowest starting quotes from £3.35 per month
- Comparison across 25+ UK insurance providers
- Suitable for dogs with no pre-existing conditions
Cons:
- Pricing example specific to one-year-old healthy dogs only
- Fewer providers compared to some competitors
- May not reflect rates for older pets or those with medical issues
3.Compare the Market
Compare the Market offers pet insurance starting at £3.95 per month, with 10% of customers paying less than £4.18 annually. Coverage includes options for dogs and cats with competitive pricing.
View Deal →Compare the Market provides affordable pet insurance with a notable portion of customers enjoying annual premiums under £4.18, making it a budget-conscious choice.
Pros:
- Affordable starting price from £3.95 per month
- 10% of customers pay less than £4.18 annually
- Covers both dogs and cats
Cons:
- Fewer insurers compared to some competitors (around 10 UK providers)
- Monthly price slightly higher than some alternatives like Quotezone or GoCompare
4.GoCompare
GoCompare offers pet insurance quotes starting from £3.72 per month with January 2026 deals from UK providers. It provides competitive pricing among leading comparison sites.
View Deal →At just £3.72 per month, GoCompare presents a strong choice for budget-conscious pet owners seeking up-to-date deals from multiple UK insurers.
Pros:
- Quotes start at a competitive £3.72 per month
- Includes January 2026 exclusive offers
- Compares multiple UK insurers for pets
Cons:
- Limited information on coverage specifics
- No detail on multi-pet or different pet types
- No mention of discounts or customer perks
5.Direct Line Essential Cover
Direct Line Essential Cover offers basic pet insurance starting from £6.88 per month, available online with discounts for new customers. It provides a straightforward option for pet owners seeking essential coverage.
View Deal →At £6.88 per month, Direct Line Essential Cover delivers a simple, budget-friendly choice for pet insurance with added new customer discounts.
Pros:
- Basic cover available from a clear monthly price of £6.88
- Discounts offered for new customers
- Easy online availability
Cons:
- More expensive than some comparison site quotes starting as low as £3.35
- Limited to basic cover, which may not include extensive benefits
- No detailed information on multi-pet or comprehensive plans
Final Words
To secure the cheapest pet insurance rates this February in the UK, you should take time to compare quotes from multiple providers and explore current offers tailored to your pet’s needs. By doing so, you can confidently find a policy that balances affordability with comprehensive coverage for your pet’s health.
Frequently Asked Questions
MoneySuperMarket offers pet insurance quotes starting at £3.95 per month. You can compare prices from 38 UK insurers covering dogs, cats, and multi-pet policies all in one place.
Yes, MoneySuperMarket allows you to compare quotes for dogs, cats, and multi-pet policies from a wide selection of 38 UK insurers to find the best coverage and price for your needs.
MoneySuperMarket compares pet insurance quotes from 38 UK insurers, providing a broad selection for thorough comparison in one place.
The lowest pet insurance quote found is from Quotezone, starting at £3.35 per month for dogs like a one-year-old with no medical conditions, comparing over 25 UK providers.
Yes, Direct Line offers essential pet cover starting from £6.88 per month with discounts for new customers. This can be a good option for basic insurance needs.
Using comparison sites like MoneySuperMarket, Quotezone, or GoCompare helps you access multiple insurers and quotes in one place. This allows you to compare prices and coverage options effectively to find the cheapest rates.
