Cheapest Home Warranty in the UK
Discover 3 deals available this month.
1.BIG Warranties Home Emergency Cover
BIG Warranties Home Emergency Cover offers affordable protection for boiler, heating, plumbing, and electrics with a £2,500 per claim and £5,000 annual limit. It includes a 14-day price promise and an optional excess from £0 to £95.
View Deal →Providing essential emergency coverage at a low cost, this plan balances thorough limits with flexible excess options for household systems.
Pros:
- Covers key home emergencies including boiler, heating, plumbing, and electrics
- Generous £2,500 limit per claim and £5,000 annual limit
- 14-day price promise ensures stable pricing
- Optional excess ranging from £0 to £95
Cons:
- Annual limit may restrict multiple high-value claims in a year
- Optional excess cost can increase out-of-pocket expenses
- Focuses only on emergency cover, excluding appliance breakdowns
2.BIG Warranties Appliance Insurance
BIG Warranties Appliance Insurance offers protection for household appliances against breakdowns with no mandatory excess and a rolling contract requiring only 21 days' notice for renewal. It provides great value coverage without upfront large fees.
View Deal →At no mandatory excess, this appliance insurance provides straightforward coverage with flexible cancellation terms, making it a practical choice for homeowners seeking hassle-free protection.
Pros:
- No mandatory excess fees
- Rolling contract with easy 21-day cancellation notice
- Covers household appliance breakdowns
Cons:
- No specific pricing details provided in the research
- Limited information on claim limits or coverage scope
- May require comparison for best multi-appliance discounts
3.Appliance Insurance via Comparison Sites
Appliance insurance policies start from around £5 per month per appliance, covering repairs and replacements. Multi-appliance discounts are available and the best deals can be found on comparison sites like Money.co.uk as of January 2026.
View Deal →For budget-conscious households, these insurance plans offer affordable monthly pricing with flexible coverage options found easily via comparison websites. The availability of multi-appliance discounts makes it a practical choice for protecting multiple devices.
Pros:
- Policies available from about £5 per appliance monthly
- Coverage includes both repairs and replacements
- Multi-appliance discounts help reduce overall costs
- Comparison sites like Money.co.uk simplify deal hunting
Cons:
- Pricing and coverage details can vary between providers
- Some plans may have limitations on claim amounts
- Renewal terms and excess fees vary, requiring careful review
Final Words
To secure the best home warranty deals this January, take time to compare options like BIG Warranties and appliance insurance through trusted comparison sites. You can explore current offers to find the coverage that fits your needs and budget while maximizing your savings.
Frequently Asked Questions
BIG Warranties Home Emergency Cover provides affordable protection for boiler, heating, plumbing, and electrics. It offers up to £2,500 per claim with a £5,000 annual limit.
Yes, BIG Warranties Home Emergency Cover includes a 14-day price promise, ensuring the price you pay is guaranteed for that period.
Yes, the cover offers an optional excess ranging from £0 to £95, allowing you to select the amount that suits your needs.
Appliance insurance policies generally start from around £5 per month per appliance. Prices and deals are best compared on sites like Money.co.uk.
BIG Warranties Appliance Insurance operates on a rolling contract with a 21-day renewal notice, giving flexibility to cancel or continue coverage.
The cheapest deals can be found by comparing policies on sites like Money.co.uk, which also offer multi-appliance discounts and various coverage options.
