Tesco Clubcard Credit Card 2026 Review

Annual fee
£0
Rewards rate
5%-1%
Welcome Bonus
No direct, up-front points-based welcome bonus; benefits structured as long-term 0% interest periods.
Apply Now →on Tesco Bank's website
Regular APR:12.9%-30%

  • 5%Points per £4 spent at Tesco
  • 1%Points per £8 spent elsewhere

Welcome Bonus:

No direct, up-front points-based welcome bonus; benefits structured as long-term 0% interest periods.

Reward Rate:

Earn 5 points per £4 at Tesco, 1 point per £8 elsewhere.

APR:

12.9%-30%

The Tesco Clubcard Credit Card stands out as a great choice for Tesco shoppers, allowing them to earn extra Clubcard points on their purchases, which can be converted into vouchers for savings on shopping.

Pros:

  • Collect Clubcard points
  • No annual fee

Cons:

  • No direct welcome bonus
  • Variable APR
Apply now →

The Tesco Clubcard Credit Card is particularly suitable for frequent Tesco shoppers who can maximize the benefits of earning extra Clubcard points on their purchases. With no annual fee and a rewarding points system, it is an appealing option for those looking to enhance their grocery savings without incurring additional costs.

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