How to Get Free Cash in Canada
Discover 4 deals available this month.
1.FreeCash $5 Signup Bonus
Sign up to FreeCash using the promo code to receive a $5 bonus on your first offer, valid through February 25, 2026. No deposit is required to claim this bonus.
View Deal →FreeCash offers an immediate $5 signup bonus that’s easy to claim with no upfront costs, making it a simple way to earn free cash quickly.
Pros:
- Earn $5 instantly upon signing up with a promo code
- No deposit or purchase required to receive the bonus
- Bonus valid through February 25, 2026
Cons:
- Bonus only applies to the first offer completed
- Limited to users in the United States
- Offer expires soon and must be used by February 25, 2026
2.BMO Smart Advantage Checking Bonus
Open a BMO Smart Advantage or Smart Money Checking account and complete $4,000 in direct deposits within 90 days to earn a $400 bonus. This offer expires January 28, 2026.
View Deal →If you can meet the high direct deposit requirement, BMO's $400 bonus offers a rewarding payday for new checking customers before the January deadline. It's a straightforward bonus but demands sizable monthly deposits.
Pros:
- Generous $400 cash bonus
- 90 days to complete $4,000 in direct deposits
- Valid on both Smart Advantage and Smart Money Checking accounts
Cons:
- High $4,000 direct deposit requirement
- Offer expires soon on January 28, 2026
- May not be suitable for those with lower monthly deposits
3.PNC Virtual Wallet Bonus
Open a PNC Virtual Wallet account and receive $100 after making at least $500 in direct deposits within 60 days, or get $400 with the Performance Select account by depositing $5,000. Offer expires February 26, 2026.
View Deal →PNC’s Virtual Wallet bonus offers flexible options depending on your deposit amount, rewarding both moderate and higher depositors with a significant cash bonus. It’s a straightforward incentive for those ready to meet direct deposit requirements within two months.
Pros:
- Earn $100 bonus with $500 in direct deposits within 60 days
- Higher $400 bonus available with Performance Select and $5,000 in deposits
- Two-tiered bonus structure accommodates different banking needs
Cons:
- Must complete direct deposit requirements within 60 days
- Higher bonus requires a substantial $5,000 deposit
- Offer expires soon on February 26, 2026
4.Key Smart Checking Bonus
Open a Key Smart Checking account with a $10 deposit and receive a $300 bonus after making $2,000 in direct deposits within 90 days. This offer expires on February 6, 2026.
View Deal →Key Smart Checking offers a straightforward $300 bonus with a relatively low initial deposit and a moderate direct deposit requirement, making it a solid choice for steady income earners.
Pros:
- Low $10 initial deposit to open the account
- $300 bonus after $2,000 in direct deposits within 90 days
- 90-day window to meet direct deposit requirement
Cons:
- Must complete $2,000 in direct deposits within 90 days
- Bonus offer expires soon, on February 6, 2026
- No details on monthly fees or additional account features provided
Final Words
To maximize your free cash opportunities this February, take time to compare available sign-up bonuses and banking offers carefully, ensuring you meet the requirements before the expiration dates. You can explore current promotions like checking account bonuses and online rewards to find the best fit for your financial goals.
Frequently Asked Questions
You can receive a $5 bonus by signing up to FreeCash using the promo code and completing your first offer. This bonus is valid through February 25, 2026, and no deposit is required to claim it.
No deposit is required to claim the $5 signup bonus from FreeCash. You just need to sign up with the promo code and complete your first offer before February 25, 2026.
The FreeCash $5 signup bonus offer expires on February 25, 2026. To qualify, you must sign up and complete your first offer before this date.
Besides FreeCash, you can open checking accounts like BMO Smart Advantage, PNC Virtual Wallet, or Key Smart Checking and meet their direct deposit requirements to receive bonuses ranging from $100 to $400.
For bank bonuses, BMO requires $4,000 in direct deposits within 90 days, PNC requires between $500 and $5,000 within 60 days depending on the account, and Key requires $2,000 in direct deposits within 90 days.
You typically have between 60 to 90 days to meet the direct deposit requirements for bank bonuses. For example, PNC offers 60 days while BMO and Key allow 90 days.
