Cheapest Home Warranty in Canada
Discover 3 deals available this month.
1.Choice Home Warranty – Basic Plan
Choice Home Warranty’s Basic Plan costs about $45–$49 monthly, covering 14 key home systems and appliances with an $85 service fee per claim. Annual payments often include deals like $50 off plus one month free, offering broad coverage at a low price in Canada.
View Deal →Offering broad protection at a competitive price, Choice Home Warranty’s Basic Plan stands out as an affordable coverage option with appealing annual discounts.
Pros:
- Covers 14 essential home systems and appliances
- Service fee per claim is $85, which is moderate
- Annual payment promos include around $50 off and one month free
- One of the lowest all-in monthly price points for broad coverage in Canada
Cons:
- Basic coverage excludes some systems available in higher-tier plans
- Service fee applies to every claim, adding to out-of-pocket costs
- Monthly cost can add up to nearly $590 annually if not paid upfront
2.Choice Home Warranty – Total Plan
Choice Home Warranty's Total Plan costs about $53–$68 per month with an $85 service fee and covers 18 home systems and appliances, including central air. It offers more extensive protection than the Basic Plan while remaining relatively affordable for Canadian homeowners.
View Deal →Offering a wider range of coverage than the Basic Plan, Choice Home Warranty’s Total Plan balances comprehensive protection with competitive pricing. It’s a solid choice if you want broader appliance and system coverage without a high premium.
Pros:
- Covers 18 systems and appliances including central air
- Monthly cost ranges from $53 to $68, making it affordable for extensive coverage
- Same $85 service fee as the Basic Plan
- Relatively inexpensive compared to average North American comprehensive warranties
Cons:
- Service fee of $85 per claim may add up for frequent repairs
- Annual cost of roughly $640–$800 may be steep for some budgets
- No mention of additional discounts or promotions unlike the Basic Plan
3.Canadian Home Shield
Canadian Home Shield offers home warranty plans focused on major systems and appliances with pricing that varies by province and coverage level. It is positioned as an affordable alternative with quotes often competitive with or below $50 per month for comprehensive coverage.
View Deal →Canadian Home Shield appeals to buyers and sellers seeking budget-friendly home warranty options tailored to Canadian provinces, providing flexible coverage at competitive prices.
Pros:
- Pricing varies by province, allowing for localized affordability
- Covers major home systems and appliances
- Positioned as a low-cost alternative in the Canadian market
Cons:
- Pricing and coverage specifics are not standardized nationwide
- Less detailed information available compared to some competitors
- No mention of promotions or discounts like some rivals offer
Final Words
To secure the best value for your home warranty in Canada this January, take time to compare plans like those from Choice Home Warranty and Canadian Home Shield, focusing on coverage details and current promotions. You can explore multiple options and check up-to-date offers to find a reliable, affordable plan that fits your needs and budget.
Frequently Asked Questions
The Choice Home Warranty Basic Plan covers 14 essential home systems and appliances, providing broad protection for key components of your home. It’s designed to offer affordable coverage with a focus on essential repairs.
The Basic Plan costs about $45–$49 per month, or roughly $540–$590 per year, with an $85 service fee per claim. Paying annually may include promotions like $50 off and one month free, making it one of the most affordable options.
Yes, annual payments often come with promotions such as around $50 off and one month free, which helps reduce the overall cost of coverage while maintaining broad protection.
When comparing plans, look at coverage breadth, monthly and annual costs, service fees, and any promotions or discounts. Also, consider the number of covered systems and appliances to ensure the plan meets your home’s needs.
Yes, major providers like Choice Home Warranty and Canadian Home Shield offer coverage nationwide, though pricing and specific offerings may vary by province.
Most home warranty providers allow cancellations, but it’s important to review their specific cancellation policies. Generally, you can contact customer support to cancel and inquire about any applicable refunds or fees.
