Cheapest Home Warranty in Canada
Discover 6 deals available this month.
1.Choice Home Warranty Basic Plan
Choice Home Warranty Basic Plan costs $45 monthly ($560 annually) and covers 14 essential home systems and appliances. It includes an $85 service fee per claim with a $3,000 coverage cap per item.
View Deal →At an affordable $45 per month, this plan covers key home systems and appliances, making it a practical option for budget-conscious homeowners. It balances essential coverage with manageable service fees.
Pros:
- Covers 14 essential home systems and appliances
- Affordable monthly rate of $45
- Service fee per claim is $85
- Coverage cap of $3,000 per item
Cons:
- Limited coverage compared to higher-tier plans
- $3,000 cap may not cover high-cost repairs
- Service fee applies to every claim
2.Choice Home Warranty Total Plan
The Choice Home Warranty Total Plan costs $53.33 monthly ($660 annually) and covers 18 home systems and appliances with an $85 service fee per claim and a $3,000 coverage cap per item. A current promotion offers up to $100 off plus the first month free when paying annually.
View Deal →Offering broader coverage than the Basic Plan, the Total Plan gives homeowners protection for more systems and appliances at a reasonable monthly cost. The available promotional discounts add extra savings, making it a practical choice for those wanting comprehensive coverage.
Pros:
- Covers 18 home systems and appliances for extensive protection
- Affordable monthly rate of $53.33 with an annual option
- Service fee per claim is modest at $85
- Promotional discounts can save up to $100 plus first month free
Cons:
- Coverage caps at $3,000 per item which may not cover expensive repairs
- Service fee applies to every claim, potentially increasing costs
- Not mandatory coverage, so homeowners must opt-in separately
3.Choice Home Warranty with Promotional Discount
Choice Home Warranty offers a promotional discount with up to $100 off and the first month free when you pay annually, lowering costs on either the Basic or Total Plan. Plans cover essential home systems and appliances with an $85 service fee per claim.
View Deal →With a notable promotional discount and a waived first-month fee when paid annually, Choice Home Warranty makes home protection more affordable while covering a broad range of essentials.
Pros:
- Save up to $100 with the current Groupon promotion
- First month free with annual payment
- Covers 14 to 18 home systems and appliances depending on plan
- $85 service fee per claim is relatively low
Cons:
- Coverage caps at $3,000 per item may not cover major repairs
- Annual cost still significant at $560 to $660 without discount
- Promotion requires annual payment upfront
4.Alberta New Home Warranty Program (ANHWP)
The Alberta New Home Warranty Program provides mandatory coverage for new single-family homes with a minimum protection of $265,000. It includes 1 year of labor and materials coverage, 5 years for the building envelope, and 10 years for structural components.
View Deal →Homebuyers in Alberta can rely on comprehensive, legislated protection that covers key structural elements over a decade and ensures initial repairs for labor and materials.
Pros:
- Mandatory coverage ensures all new homes meet minimum standards
- Long-term protection with 10 years for structural coverage
- Includes 1 year labor and materials plus 5 years building envelope coverage
- High minimum coverage limit of $265,000 for single-family homes
Cons:
- Coverage is limited to new homes only, not existing properties
- No optional plans or add-ons to expand coverage
- No pricing details or discounts since it is mandatory and fixed by regulation
5.BC New Home Warranty (2-5-10 Warranty)
The BC New Home Warranty (2-5-10 Warranty) provides mandatory coverage for new homes in British Columbia, including 2 years for labor and materials, 5 years for the building envelope, and 10 years for structural defects, with coverage limits up to $200,000 for detached homes.
View Deal →Homebuyers in British Columbia can rely on this mandatory warranty for comprehensive, tiered protection over 10 years, ensuring peace of mind on major structural and envelope issues.
Pros:
- Covers labor and materials for 2 years after purchase
- Provides 5 years of protection for the building envelope
- Includes 10 years of structural defect coverage
- Coverage limit up to $200,000 for detached homes
Cons:
- Coverage limited to $200,000 which may not cover all repair costs
- Only applies to newly built homes in British Columbia
- No pricing or additional services included beyond mandatory warranty
6.Travelers Canada New Home Warranty
Travelers Canada New Home Warranty offers coverage for newly built homes in Alberta, British Columbia, and Saskatchewan with protection periods that vary by province. It complies with regional requirements to ensure essential warranty protections are met.
View Deal →Providing tailored warranty coverage across three provinces, Travelers Canada adapts its protection periods to meet local standards and regulations. It's a practical choice for new home buyers seeking compliant coverage in Western Canada.
Pros:
- Available in Alberta, British Columbia, and Saskatchewan
- Coverage periods vary by province to match local warranty requirements
- Complies with mandatory new home warranty standards in each region
Cons:
- Specific pricing details are not publicly available
- Coverage terms and limits may differ between provinces, which can be confusing
- No promotional deals or discounts mentioned
Final Words
To secure the best home warranty deal this February, take time to compare plans like Choice Home Warranty’s Basic and Total options alongside mandatory provincial programs to find coverage that fits your needs and budget. You can explore current promotions and verify up-to-date offers to maximize your savings and protect your home effectively.
Frequently Asked Questions
The Choice Home Warranty Basic Plan costs $45 monthly ($560 annually) and covers 14 essential home systems and appliances. It includes an $85 service fee per claim and a $3,000 coverage cap per item.
Yes, there is a promotional discount available through Groupon where you can save up to $100 and get your first month free when paying annually. This discount applies to both the Basic and Total Plans.
The service fee per claim for the Choice Home Warranty Basic Plan is $85. This fee applies each time you request a service under the warranty.
The Total Plan costs $53.33 monthly ($660 annually) and covers 18 home systems and appliances, compared to 14 in the Basic Plan. Both plans have an $85 service fee per claim and a $3,000 coverage cap per item.
In Alberta, the Alberta New Home Warranty Program is mandatory and provides a minimum of $265,000 coverage for single-family homes. It includes 1 year of labor and materials coverage, 5 years for the building envelope, and 10 years for structural coverage.
The BC New Home Warranty offers mandatory coverage with 2 years labor and materials, 5 years building envelope, and 10 years structural coverage. Coverage limits reach up to $200,000 for detached homes.
Travelers Canada New Home Warranty provides coverage for newly built homes in Alberta, British Columbia, and Saskatchewan. The protection periods vary depending on the province.
