Cheapest Pet Insurance Rates in Canada
Discover 3 deals available this month.
1.Peppermint
Peppermint offers pet insurance with rates ranging from $10 to $100 monthly, featuring a $10,000 annual coverage limit and a $100 deductible for both dogs and cats. It provides affordable protection suitable for a variety of pet owners.
View Deal →With some of the lowest monthly premiums available, Peppermint stands out by balancing cost and coverage, making it a solid choice for budget-conscious pet owners.
Pros:
- Lowest rates starting at $10 per month
- Annual coverage limit of $10,000
- Low deductible of $100
- Coverage available for both dogs and cats
Cons:
- Annual limit capped at $10,000, which may not cover extensive treatments
- No options for higher coverage limits
- Details on coverage specifics beyond deductible and limits are not provided
2.Desjardins
Desjardins Pet Insurance offers coverage for dogs and cats with monthly rates from $20 to $100, annual limits ranging from $500 to unlimited, and a $100 deductible. It provides flexible coverage options suitable for various needs.
View Deal →Offering a balance between affordability and flexibility, Desjardins lets pet owners choose coverage limits to fit their budget and pet care needs. It's a middle-ground option with decent deductible rates and scalable annual coverage.
Pros:
- Monthly rates start at an affordable $20
- Annual coverage limits range from $500 to unlimited
- Low $100 deductible for both dogs and cats
Cons:
- Monthly price can reach as high as $100
- Minimum annual coverage of $500 may be low for some pet owners
- No mention of coverage specifics beyond limits and deductible
3.Pet Plan
Pet Plan offers coverage for dogs and cats with monthly rates ranging from $20 to $75, and annual limits of $5,000, $15,000, or unlimited. Deductibles vary between $250 and $1,000 depending on the plan selected.
View Deal →Pet Plan provides flexible coverage options with moderate pricing and a range of deductible choices, appealing to pet owners seeking customizable insurance plans.
Pros:
- Multiple annual limit options including unlimited coverage
- Monthly rates as low as $20
- Coverage available for both dogs and cats
Cons:
- Higher deductibles starting at $250
- Monthly rates can reach up to $75
- No mention of low deductible or budget-friendly options below $250
Final Words
To secure the best pet insurance rates this February in Canada, take time to compare options like Peppermint, Desjardins, and Pet Plan based on your coverage needs and budget. You can explore current offers directly to ensure your pet receives the right protection at the most affordable price.
Frequently Asked Questions
Peppermint offers pet insurance rates ranging from $10 to $100 monthly, which are the lowest among competitors. It includes a $10,000 annual coverage limit and a $100 deductible for both dogs and cats, making it an affordable choice.
Peppermint provides a $10,000 annual coverage limit and a $100 deductible for dogs and cats. This balance helps keep monthly rates low while still offering solid protection.
Yes, Peppermint offers the same rate range and coverage terms for both dogs and cats, with monthly rates from $10 to $100, a $10,000 annual limit, and a $100 deductible.
In Canada, pet insurance rates typically range from $10 to $100 monthly depending on the provider, coverage limits, and deductible amounts. Coverage options and pricing vary, so comparing plans based on limits and deductibles is important.
When comparing plans, consider monthly premiums, annual coverage limits, deductible amounts, and whether the plan covers your pet’s specific needs. Also, look at the range of coverage options to find a plan that fits your budget and pet’s health requirements.
No, deductible amounts vary by provider. For example, Peppermint and Desjardins offer a $100 deductible, while Pet Plan’s deductibles range from $250 to $1,000. Choosing a deductible affects your premium and out-of-pocket costs.


