Wells Fargo Reflect® Card
Wells Fargo
Annual fee
$0
Rewards rate
N/A
Welcome Bonus
N/A
Apply Now →on Wells Fargo's website
Regular APR:0% intro APR for 21 months; 17.49%, 23.99% or 28.24% variable APR thereafter
- No rewards breakdown available
Welcome Bonus:
N/A
Reward Rate:
N/A
APR:
0% intro APR for 21 months; 17.49%, 23.99% or 28.24% variable APR thereafter
The Wells Fargo Reflect® Card stands out as the top choice because it offers an extended 0% introductory APR for 21 months, making it ideal for those looking to pay down debt without accruing interest.
Pros:
- Long 0% intro APR period
- No annual fee
Cons:
- No rewards program
- Not ideal for earning cash back
The Wells Fargo Reflect® Card is particularly suitable for individuals seeking a long-term solution to manage existing debt, thanks to its generous 21-month 0% introductory APR period. However, those looking for rewards or bonuses may need to consider alternative options, as this card does not offer a rewards program or welcome bonus.