Sam’s Club® Mastercard®
Synchrony Bank
Annual fee
$0 with membership
Rewards rate
5%-1%
Welcome Bonus
$30-$60
Apply Now →on Synchrony Bank's website
Regular APR:20.40%-28.40% Variable APR
- 5%Cash back on gas
- 3%Cash back on dining and takeout
- 3%Cash back on Sam's Club purchases for Plus members
- 1%Cash back on all other purchases
Welcome Bonus:
Earn a $30 or $60 statement credit after opening an account and spending at least $30 on qualifying purchases within 30 days.
Reward Rate:
Earn 5% on gas (first $6k/yr), 3% on dining/takeout, 3% on Sam's Club purchases for Plus members.
APR:
20.40%-28.40% Variable APR
The Sam’s Club® Mastercard® is a great option for members, offering significant cash back on gas and dining, making it ideal for those who frequently shop at Sam's Club.
Pros:
- No annual fee with membership
- Strong rewards on fuel and dining
Cons:
- Requires Sam's Club membership
- Limited to specific categories for higher rewards
The Sam’s Club® Mastercard® is particularly suitable for frequent Sam's Club shoppers and those who prioritize cash back on gas and dining expenses. With no annual fee for members and a competitive rewards structure, it offers valuable benefits for individuals who regularly utilize these categories.