Sam’s Club® Mastercard® 2026 Review

Sam’s Club® Mastercard®4.0/5

Synchrony Bank

Annual fee
$0 with active membership
Rewards rate
5%-1%
Welcome Bonus
$30
Apply Now →on Synchrony Bank's website
Regular APR:20.40%-28.40% Variable APR

  • 5%Cash back on gas
  • 3%Cash back on dining/takeout
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $30 statement credit after making $30 in qualifying Sam's Club purchases within the first 30 days.

Reward Rate:

Earn 5% cash back on gas, 3% on dining/takeout, and 1% on other purchases.

APR:

20.40%-28.40% Variable APR

The Sam’s Club® Mastercard® is a strong contender for those who frequently shop at Sam's Club, offering robust rewards on gas and dining. With no annual fee and a straightforward rewards structure, it provides excellent value for members.

Pros:

  • High rewards on gas and dining
  • No annual fee

Cons:

  • Requires Sam's Club membership
  • Limited to specific categories
Apply now →

The Sam’s Club® Mastercard® is well-suited for individuals who are regular shoppers at Sam's Club and seek to maximize rewards in gas and dining categories. Its lack of an annual fee combined with a straightforward rewards program makes it a practical option for those looking for value in their everyday purchases.

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