Instacart Mastercard® 2026 Review

Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
$50
Apply Now →on Chase's website
Regular APR:19.49%-28.49% Variable APR

  • 5%Cash back on Instacart purchases
  • 5%Cash back on Chase Travel
  • 2%Cash back on restaurants, gas, and select streaming
  • 1%Cash back on other purchases

Welcome Bonus:

Receive a $50 bonus credit upon approval.

Reward Rate:

Earn 5% cash back on Instacart purchases (up to $6,000 annually) and Chase Travel, 2% on restaurants, gas, and select streaming, and 1% on other purchases.

APR:

19.49%-28.49% Variable APR

The Instacart Mastercard® is tailored for frequent Instacart users, offering substantial cash back on grocery purchases made through the app. Its $0 annual fee and bonus credit upon approval make it an attractive option for those who rely on grocery delivery services.

Pros:

  • High cash back on Instacart purchases
  • No annual fee

Cons:

  • Limited to Instacart for high rewards
  • Requires frequent use of Instacart
Apply now →

The Instacart Mastercard® is best suited for individuals who frequently use the Instacart platform for grocery shopping, as it provides significant cash back rewards on eligible purchases. With no annual fee and a welcome bonus, it can be a beneficial choice for regular users of grocery delivery services looking to maximize their rewards.

Frequently Asked Questions

Related Guides