Ink Business Preferred® Credit Card 2026 Review

Annual fee
$95
Rewards rate
3%-1%
Welcome Bonus
100,000 points
Apply Now →on Chase's website
Regular APR:19.49%-25.49% Variable APR

  • 3%Points on select business categories
  • 1%Points on all other purchases

Welcome Bonus:

Earn 100,000 bonus points after spending $8,000 in the first 3 months.

Reward Rate:

Earn 3x points on select business categories and 1x on all other purchases.

APR:

19.49%-25.49% Variable APR

The Ink Business Preferred® Credit Card is often considered the best all-around business card due to its high rewards on common business expenses and flexible points redemption options, making it a valuable tool for small business owners.

Pros:

  • High rewards on business expenses
  • Flexible points redemption options

Cons:

  • Annual fee applies
  • High spending requirement for bonus
Apply now →

The Ink Business Preferred® Credit Card is a strong option for small business owners who frequently incur expenses in categories such as travel, shipping, and advertising, thanks to its competitive rewards structure and generous welcome bonus. With an annual fee of $95, this card may be particularly beneficial for those looking to maximize rewards on business spending while enjoying flexibility in point redemption.

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