First Progress Select Secured Mastercard Cash Back Rewards 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

First Progress Select Secured Mastercard Cash Back Rewards4.0/5

First Progress

Annual fee
$39
Rewards rate
10%-1%
Welcome Bonus
The First Progress Select Secured Mastercard does not offer a traditional welcome bonus.
Apply Now →on First Progress's website
Regular APR:17.49% Variable APR

  • 10%Cash back at select merchants
  • 1%Cash back on payments made toward your balance

Welcome Bonus:

The First Progress Select Secured Mastercard does not offer a traditional welcome bonus.

Reward Rate:

The First Progress Select Secured Mastercard offers 1% cash back on all payments made to your balance and up to 10% cash back at select merchants.

APR:

17.49% Variable APR

The First Progress Select Secured Mastercard is a solid choice for those looking to earn cash back while rebuilding credit. Its dual-structured rewards program allows cardholders to earn cash back on payments and select purchases, enhancing its appeal.

Pros:

  • Low annual fee
  • Cash back rewards

Cons:

  • Requires a security deposit
  • Limited cash back categories
Apply now →

The First Progress Select Secured Mastercard Cash Back Rewards is suitable for individuals aiming to rebuild their credit while earning cash back on their spending. With its annual fee of $39 and a structured rewards program, this card may appeal to those who appreciate earning rewards even in the secured credit card category.

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