First Progress Prestige Secured Mastercard Cash Back Rewards 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

First Progress Prestige Secured Mastercard Cash Back Rewards4.6/5

First Progress

Annual fee
$49
Rewards rate
10%-1%
Welcome Bonus
The First Progress Prestige Secured Mastercard does not offer a traditional upfront welcome or sign-up bonus.
Apply Now →on First Progress's website
Regular APR:13.49% Variable APR

  • 10%Cash back at select merchants
  • 1%Cash back on payments made toward your balance

Welcome Bonus:

The First Progress Prestige Secured Mastercard does not offer a traditional upfront welcome or sign-up bonus.

Reward Rate:

The First Progress Prestige Secured Mastercard offers 1% cash back on all payments made toward your balance and up to 10% cash back at select merchants.

APR:

13.49% Variable APR

The First Progress Prestige Secured Mastercard shines for its competitive APR and cash back rewards, making it a solid choice for those looking to rebuild credit while earning rewards on their spending. Its unique structure allows cardholders to earn cash back on payments, enhancing its value.

Pros:

  • Low APR for a secured card
  • Cash back rewards

Cons:

  • Annual fee
  • Requires a security deposit
Apply now →

The First Progress Prestige Secured Mastercard Cash Back Rewards is a suitable option for individuals seeking to rebuild their credit while also earning cash back on their purchases. With its competitive APR and straightforward rewards structure, it may appeal to those who want to manage their credit responsibly without incurring high fees.

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