Citi® Diamond Preferred® Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Citi® Diamond Preferred® Card4.6/5

Citi

Annual fee
$0
Rewards rate
The Citi® Diamond Preferred® Card does not offer traditional rewards like cash back or points; its primary benefit is a long introductory 0% APR on purchases and balance transfers.
Welcome Bonus
The Citi® Diamond Preferred® Card often has no traditional rewards or welcome bonus, focusing instead on its primary feature: a long 0% introductory APR for both purchases and balance transfers.
Apply Now →on Citi's website
Regular APR:16.49%-27.24% Variable APR

  • No rewards breakdown available

Welcome Bonus:

The Citi® Diamond Preferred® Card often has no traditional rewards or welcome bonus, focusing instead on its primary feature: a long 0% introductory APR for both purchases and balance transfers.

Reward Rate:

The Citi® Diamond Preferred® Card does not offer traditional rewards like cash back or points; its primary benefit is a long introductory 0% APR on purchases and balance transfers.

APR:

16.49%-27.24% Variable APR

What sets this card apart is its lengthy 0% intro APR period, making it an excellent choice for those looking to consolidate debt without the burden of interest. Its straightforward structure appeals to users who prioritize financial management over rewards.

Pros:

  • Long 0% intro APR period
  • No annual fee

Cons:

  • No traditional rewards
  • Limited welcome bonus
Apply now →

The Citi® Diamond Preferred® Card is particularly suited for individuals seeking an extended 0% introductory APR period for balance transfers, making it an effective tool for debt consolidation. With no annual fee and a focus on financial management rather than rewards, this card appeals to those who prioritize simplicity and cost-saving over earning points or cashback.

Frequently Asked Questions