Annual fee
$0
Rewards rate
N/A
Welcome Bonus
$150
Apply Now →on Citi's website
Regular APR:0% intro APR for 21 months on balance transfers; 0% intro APR for 12 months on purchases; 16.49% - 27.24% variable APR thereafter
- No rewards breakdown available
Welcome Bonus:
Earn $150 after spending $500 in the first 3 months.
Reward Rate:
N/A
APR:
0% intro APR for 21 months on balance transfers; 0% intro APR for 12 months on purchases; 16.49% - 27.24% variable APR thereafter
What sets the Citi® Diamond Preferred® Card apart is its long 0% intro APR period, making it an excellent choice for those focused on debt management rather than earning rewards.
Pros:
- Long 0% intro APR period
- No annual fee
Cons:
- No ongoing rewards
- 5% balance transfer fee
The Citi® Diamond Preferred® Card is particularly suitable for individuals looking to manage existing debt or finance large purchases, thanks to its extended 0% introductory APR period. With no annual fee and a modest welcome bonus, this card appeals to those who prioritize financial flexibility over rewards.