Annual fee
$0
Rewards rate
1.5%-1.5%
Welcome Bonus
$25
Apply Now →on Chase's website
Regular APR:25.24% Variable APR
- 1.5%Cash back on all purchases
Welcome Bonus:
Earn a $25 statement credit after you set up automatic payments in the first 3 months.
Reward Rate:
Earn 1.5% cash back on all purchases.
APR:
25.24% Variable APR
This card shines for its simplicity and ease of use, making it an excellent choice for those just starting their credit journey, with a flat 1.5% cash back on all purchases and no annual fee.
Pros:
- No annual fee
- Automatic consideration for credit limit increase
Cons:
- Lower cash back rate compared to other cards
- Limited rewards structure
The Chase Freedom Rise® Credit Card is a strong option for individuals beginning their credit journey, as it offers a straightforward 1.5% cash back on all purchases without an annual fee. Its simplicity and low entry barriers make it particularly suitable for new cardholders seeking to build their credit history.