Chase Freedom Rise® Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Chase Freedom Rise® Credit Card4.8/5

Chase

Annual fee
$0
Rewards rate
1.5%-1.5%
Welcome Bonus
$25
Apply Now →on Chase's website
Regular APR:25.49% Variable APR

  • 1.5%Cash back on all purchases

Welcome Bonus:

Earn a $25 statement credit when you sign up for automatic payments within the first three months of opening your account.

Reward Rate:

Earn 1.5% cash back on all purchases.

APR:

25.49% Variable APR

The Chase Freedom Rise® Credit Card stands out as the top choice because it offers a simple and effective way for newcomers to build credit while earning cash back on every purchase. With no annual fee and a straightforward 1.5% cash back on all purchases, it provides a solid foundation for those starting their credit journey.

Pros:

  • No annual fee
  • Straightforward rewards structure

Cons:

  • High variable APR
  • Limited rewards categories
Apply now →

The Chase Freedom Rise® Credit Card is an ideal option for individuals new to credit or those looking to establish a positive credit history without incurring an annual fee. With its consistent cash back rewards and a modest welcome bonus, it serves as a practical tool for responsible spending and credit building.

Frequently Asked Questions