Capital One Savor One Rewards Credit Card 2026 Review

Annual fee
$0
Rewards rate
3%-1%
Welcome Bonus
$200
Apply Now →on Capital One's website
Regular APR:28.99%

  • 3%Cash back on dining, groceries, entertainment, and streaming
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $200 cash bonus after spending $500 on purchases within the first 3 months.

Reward Rate:

Earn unlimited 3% cash back on dining, groceries, entertainment, and streaming, plus 1% on everything else.

APR:

28.99%

This card shines for its straightforward cash back rewards, particularly for those who frequently dine out or enjoy entertainment. With no annual fee and a generous welcome bonus, it is an excellent choice for everyday spenders.

Pros:

  • No annual fee
  • High cash back on everyday spending

Cons:

  • High APR
  • Limited travel rewards
Apply now →

The Capital One Savor One Rewards Credit Card is particularly well-suited for individuals who frequently dine out and engage in entertainment activities, offering a solid cash back rewards structure without an annual fee. With its straightforward earning potential and a welcome bonus, it serves as a practical option for everyday spenders looking to maximize their rewards.

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