Capital One QuicksilverOne Cash Rewards Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Capital One QuicksilverOne Cash Rewards Credit Card4.8/5

Capital One

Annual fee
$39
Rewards rate
5%-1.5%
Welcome Bonus
N/A
Apply Now →on Capital One's website
Regular APR:28.99% Variable APR

  • 5%Cash back on travel via Capital One Travel
  • 1.5%Cash back on all other purchases

Welcome Bonus:

N/A

Reward Rate:

Earn unlimited 1.5% cash back on all purchases, with potential for higher rewards like 5% on travel via Capital One Travel.

APR:

28.99% Variable APR

The Capital One QuicksilverOne Cash Rewards Credit Card stands out as the top choice because it offers unlimited 1.5% cash back on every purchase, making it an excellent option for those looking to build credit while earning rewards. Its potential for higher rewards on travel purchases further enhances its value proposition.

Pros:

  • Unlimited cash back on all purchases
  • Rewards don't expire

Cons:

  • Annual fee of $39
  • Higher APR
Apply now →

The Capital One QuicksilverOne Cash Rewards Credit Card is best suited for individuals with fair credit who are seeking a straightforward cash back rewards program without the complexity of rotating categories. While the annual fee is relatively low, potential cardholders should weigh the value of the consistent rewards against this cost, especially if they prioritize building their credit history.

Frequently Asked Questions