Bank of America® Customized Cash Rewards credit card
Bank of America
- 3%Cash back in a category of your choice
- 2%Cash back at grocery stores/wholesale clubs
- 1%Cash back on all other purchases
Earn a $200 online cash rewards bonus after you make at least $1,000 in purchases within the first 90 days.
Earn 3% cash back in a category you choose (like gas, dining, or online shopping), 2% at grocery stores/wholesale clubs, and 1% on everything else.
17.49%-27.49% Variable APR
The Bank of America® Customized Cash Rewards credit card offers a unique feature that allows cardholders to choose their 3% cash back category each month, making it a versatile option for those who want to maximize their rewards based on spending habits. Its no annual fee and welcome bonus further enhance its appeal.
Pros:
- No annual fee
- Flexible 3% category selection
Cons:
- Limited to $2,500 in combined spending per quarter
- Requires active management of category selection
The Bank of America® Customized Cash Rewards credit card is particularly suitable for individuals who prefer flexibility in their rewards structure and want to tailor their cash back earnings to align with their spending patterns. With no annual fee and a straightforward rewards program, it can be an excellent choice for those seeking to optimize their cash back without incurring additional costs.