Bank of America® Customized Cash Rewards credit card
Bank of America
- 6%Cash back in the category of your choice for the first year
- 3%Cash back in the category of your choice after the first year
- 2%Cash back on grocery store and wholesale club purchases
- 1%Cash back on all other purchases
Earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn 6% cash back in the category of your choice for the first year, then 3% on that category.
17.49%-27.49% Variable APR
A key differentiator is the ability to choose your own cash back category, allowing users to tailor their rewards to their spending habits, especially during the first year.
Pros:
- No annual fee
- Customizable cash back categories
Cons:
- Requires spending to maximize rewards
- Limited to specific categories
The Bank of America® Customized Cash Rewards credit card is particularly suitable for individuals who prefer flexibility in their cash back rewards and want to maximize their earnings based on personal spending habits. With no annual fee and a strong welcome bonus, it may appeal to those looking for a customizable rewards structure without the burden of additional costs.