Bank of America Customized Cash Rewards Credit Card
Bank of America
- 3%Cash back in a category of your choice
- 2%Cash back on groceries/wholesale clubs
- 1%Cash back on other purchases
Earn a $200 online bonus after spending $1,000 in 90 days.
Earn 3% cash back on a category of your choice and 2% on groceries/wholesale clubs, limited to the first $2,500 in combined quarterly spending.
17.49%-27.49% Variable APR
The standout feature of the Bank of America Customized Cash Rewards Credit Card is its flexibility, allowing cardholders to choose their preferred cash back category. This adaptability, combined with a solid welcome bonus, makes it a strong contender for those looking to maximize their rewards.
Pros:
- Flexible cash back categories
- No annual fee
Cons:
- Quarterly spending limits
- Requires a minimum spend for the bonus
The Bank of America Customized Cash Rewards Credit Card is particularly suitable for consumers who value flexibility in their rewards program and prefer to tailor their cash back categories to fit their spending habits. With no annual fee and a competitive welcome bonus, this card may appeal to those seeking a straightforward rewards structure without ongoing costs.