Atmos™ Rewards Ascent Visa Signature® credit card 2026 Review

Annual fee
$95
Rewards rate
3%-1%
Welcome Bonus
70,000 points
Apply Now →on Bank of America's website
Regular APR:19.49%-27.49%

  • 3%Points on eligible Alaska Airlines and Hawaiian Airlines purchases
  • 2%Points on gas, EV charging, transit, and streaming
  • 1%Points on all other purchases

Welcome Bonus:

The Atmos™ Rewards Ascent Visa Signature® credit card currently offers a welcome bonus of 70,000 to 80,000 bonus points plus an Alaska Airlines $99 Companion Fare after spending $3,000–$4,000 on purchases within the first 90–120 days of account opening.

Reward Rate:

Earn unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases, 2x on gas, EV charging, transit, and streaming, plus 1x on all other purchases.

APR:

19.49%-27.49%

This card shines for its focus on Alaska and Hawaiian Airlines, offering substantial rewards for frequent flyers with these carriers. The added benefit of a companion fare makes it particularly appealing for those who travel with others, enhancing its value proposition.

Pros:

  • Companion fare benefit
  • High rewards on airline purchases

Cons:

  • Annual fee applies
  • Limited to specific airlines
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The Atmos™ Rewards Ascent Visa Signature® credit card is particularly well-suited for frequent travelers with Alaska and Hawaiian Airlines, offering competitive rewards rates and a valuable companion fare benefit. However, those who do not regularly fly with these airlines or prefer a broader rewards program may find better options available.

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