American Express Hilton Honors Aspire 2026 Review

Annual fee
$550
Rewards rate
14%-3%
Welcome Bonus
150,000 points
Apply Now →on American Express's website
Regular APR:19.49%-28.49% Variable APR

  • 14%Points on Hilton purchases
  • 3%Points on other purchases

Welcome Bonus:

Earn 150,000 Hilton Honors Bonus Points after spending $6,000 in purchases in the first 6 months.

Reward Rate:

Earn 14X Hilton Honors Bonus Points on purchases made directly with Hilton, 3X on other purchases.

APR:

19.49%-28.49% Variable APR

What sets the Hilton Honors Aspire card apart is its unparalleled earning potential of 14x points on Hilton stays, making it the best option for frequent Hilton guests. The card also offers extensive perks, including automatic Diamond status and a substantial welcome bonus, ensuring cardholders receive exceptional value.

Pros:

  • High rewards on Hilton stays
  • Automatic Diamond status

Cons:

  • High annual fee
  • Spending requirement for bonus
Apply now →

The American Express Hilton Honors Aspire card is well-suited for frequent travelers who prioritize Hilton hotel stays and can justify the $550 annual fee through its extensive rewards and benefits, such as the significant welcome bonus and automatic Diamond status. While the card offers excellent earning potential for those loyal to Hilton, it may not be ideal for occasional travelers or those who prefer a broader range of hotel options.

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