Looking to cash a check at Publix? While Publix is known for their excellent customer service and quality groceries, their check cashing policies are quite limited.
Does Publix Cash Checks? Complete Guide [2024]
Here's everything you need to know about Publix's check cashing services and better alternatives for your financial needs.
Publix Check Cashing Policy Overview
Publix does not cash personal checks or payroll checks. However, they do accept checks as a form of payment for groceries and will offer up to $50 cash back on personal checks when making a purchase.
For your grocery shopping at Publix, they accept the following types of checks:
- Personal checks (with valid ID)
- Payroll checks (as payment only)
- Government checks (as payment only)
- Traveler's checks
Cash Back Limits at Publix
When shopping at Publix, you can get cash back with the following payment methods:
- Personal checks: Up to $50
- Debit cards: Up to $100
- EBT cards: Up to $50 (where available)
Better Alternatives for Check Cashing
Since Publix doesn't offer comprehensive check cashing services, here are some better options:
1. Walmart Money Center
Walmart cashes a variety of checks up to $5,000 ($7,500 from January to April). They charge $4 for checks up to $1,000 and $8 for checks over $1,000. You can cash payroll, government, tax refund, and insurance settlement checks.
2. Your Local Bank Branch
Most banks will cash checks for free if you're a customer. Even for non-customers, many banks will cash checks drawn from their own bank for a small fee (usually $5-$10). For a reliable banking option, check out Chase Bank which offers extensive check cashing services.
3. Kroger Money Services
Kroger offers check cashing services at most locations with fees starting at $3. They accept payroll and government checks up to $5,000. For more details, check out our guide to grocery stores that cash checks.
Final Words
While Publix may not be your best option for cashing checks, they do provide limited cash back services during purchases. For dedicated check cashing services, you'll find better options at Walmart, your local bank, or other grocery stores with money services. You might also want to explore ways to cash a check without ID or consider free check cashing alternatives to save on fees.
Frequently Asked Questions About Publix Check Cashing
What types of checks does Publix accept?
Publix accepts personal checks, payroll checks, government checks, and traveler's checks as payment for purchases. However, they don't provide check cashing services. You can get up to $50 cash back when paying with a personal check.
How much cash back can you get at Publix?
At Publix, you can get up to $50 cash back with personal checks, up to $100 with debit cards, and up to $50 with EBT cards (where available). These services are only available when making a purchase.
What ID is required to write a check at Publix?
To write a check at Publix, you need to present a valid government-issued photo ID such as a driver's license, state ID, or passport. The ID must match the name on the check.