Loose change adds up fast — the automatic coin counting machine market is expanding steadily, per Infinity Market Research, yet most people still pay fees to cash in their coins. The good news: dozens of banks and credit unions offer free coin counting machines to account holders, letting you convert that jar of quarters into real spending money at zero cost. If you're also exploring converting cards to cash or looking for other ways to earn extra money, these no-fee coin options are a smart starting point. Here are 11 places with free coin counting machines near you — let's get started!
Quick Answer
Many banks and credit unions offer free coin counting machines to account holders, including local branches of major financial institutions. Credit unions are especially known for this perk. To find one near you, call your bank, check their website, or search "[your bank name] + free coin counting machine" to confirm availability at your nearest branch.
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Summary Table
| Item Name | Price Range | Best For | Website |
|---|---|---|---|
| Bank of America | Free (account holders) | BofA customers with rolled coins | Visit Site |
| Citizens Bank | Free (account holders) | Customers with loose or rolled coins | Visit Site |
| JBT Bank | Free (account holders) | Self-serve coin counting at branch | Visit Site |
| Manasquan Bank | Free (members) | Local NJ bank members | Visit Site |
| Fidelity Bank | Free (account holders) | Customers wanting in-branch coin service | Visit Site |
| American Heritage Credit Union | Free (members) | PA-area credit union members | Visit Site |
| Home State Bank | Free (account holders) | Community bank customers | Visit Site |
| First County Bank | Free (account holders) | CT-area bank customers | Visit Site |
| Shelby Savings Bank | Free (account holders) | Local community bank members | Visit Site |
| Cape Bank | Free (account holders) | NJ-area bank customers | Visit Site |
| Republic Bank | Free (account holders) | Multi-state bank customers | Visit Site |
11 Free Coin Counting Machines Near Me: No-Fee Options in 2026
Below you'll find detailed information about each option, including what makes them unique and their key benefits.
Bank of America customers can access free coin counting services at select branch locations, making it one of the most accessible options when searching for a coin counting machine nearby. Account holders typically bring their loose change directly to a teller, who processes it at no charge. Availability varies by branch, so calling ahead before visiting is recommended.
What to know:
- Free for Bank of America account holders
- Non-customers may face fees or be turned away
- Use the branch locator at bankofamerica.com to find your nearest location
Citizens Bank offers coin counting as a free service for its account holders at many branch locations, giving customers a convenient alternative to fee-charging kiosks like Coinstar. Tellers handle the counting manually or through in-branch machines, crediting the total directly to your account. Policies can differ by region, so confirming with your local branch first saves a wasted trip.
What to know:
- Free coin deposit for existing Citizens Bank customers
- Credit goes directly into your checking or savings account
- Branch availability varies — call ahead to confirm
3. JBT Bank
JBT Bank provides free coin counting machines accessible to customers at its branch locations, making it a solid local option for cashing in your jar of loose change without paying a percentage fee. As a community bank, JBT often extends this perk to account holders as part of standard in-branch services. If you're exploring turning unwanted items into cash, combining that with a free coin deposit is a smart way to maximize what you keep.
What to know:
- Free service for JBT Bank account holders
- Available during standard branch hours
- Contact your local branch to verify machine availability
Manasquan Bank offers free coin counting machines at select New Jersey branch locations, making it a convenient option for residents looking to cash in loose change without paying a fee. Account holders can typically use the service at no charge, though it's worth calling your nearest branch to confirm machine availability before visiting.
What to know:
- Free for Manasquan Bank customers at participating NJ branches
- Call ahead to verify machine availability at your specific location
Fidelity Bank provides coin counting services to customers at certain branch locations, offering a no-fee way to convert your coin jar into usable cash or a direct deposit. As a community-focused bank, Fidelity often extends this perk to account holders as part of standard banking services, making it worth checking with your local branch.
What to know:
- Typically free for existing account holders
- Availability varies by branch — confirm by phone before visiting
American Heritage Credit Union, serving the Greater Philadelphia area, gives members access to free coin counting as part of its member benefits package — a solid alternative to paying Coinstar's 12.5% fee. Membership is open to those who live, work, or worship in eligible Pennsylvania and New Jersey communities.
What to know:
- Free coin counting for members at participating branches
- Membership eligibility based on PA/NJ regional requirements
- Funds deposited directly to your member account
Home State Bank is a community bank that may offer free coin counting machines as a customer service perk, making it worth checking if a branch is near you. Many smaller regional banks provide coin-to-cash services without fees, especially for account holders, as a way to build customer loyalty.
What to know:
- Call ahead to confirm coin counting availability at your nearest branch
- Account holders typically get priority access or fee waivers
- Funds can be deposited directly into your account same day
First County Bank, a Connecticut-based community bank, is another local institution where customers can inquire about no-cost coin counting services at the teller window. Regional banks like this often process loose coins manually or via in-branch machines without charging the 10–12% fee that grocery store kiosks like Coinstar typically take.
Notable perks:
- No percentage-based fee when depositing into an existing account
- Branch staff can assist with coin rolls or direct counting
Shelby Savings Bank is a small community bank where customers looking for a free way to count and deposit coins can avoid third-party kiosk fees entirely. Like many local savings institutions, Shelby Savings may accept loose coins at the teller counter, crediting your account without deducting a service percentage.
Key details:
- Best suited for existing account holders seeking zero-fee coin deposits
- Contact your nearest branch directly to confirm current coin-counting policies
10. Cape Bank
Cape Bank offers free coin counting as a customer perk at select branch locations, making it a practical option if you're searching for a no-fee way to cash in loose change nearby. Customers can typically bring in coins without needing to roll them first, and the counted amount is deposited directly into their account or handed back as cash.
What to know:
- Free for account holders; non-customers may face fees or restrictions
- Service availability varies by branch — call ahead to confirm
11. Republic Bank
Republic Bank provides coin counting machines at certain branch locations as part of their in-branch customer services, giving local residents a convenient spot to convert loose change without paying a percentage fee. This is especially useful for those who've found that national retailers like Coinstar charge up to 12.5% per transaction.
What to know:
- Generally free for Republic Bank account holders
- Branch availability is limited — verify with your nearest location before visiting
Final Words
Your best bet depends on whether you prioritize zero fees, convenience, or instant cash — and tracking your savings afterward makes every coin count even more.