It's helpful to know which locations provide 24-hour check-cashing services if you need to cash a check at an unusual hour. These are 26 24-hour locations where you may cash checks, and some offer free check cashing.
Banks with 24-Hour Check Cashing
1. Bank of America
It has 24-hour check cashing available at its ATMs. Responsible for overseeing both domestic financial services and foreign assets, Bank of America has more than 4,000 facilities and 15,000 ATMs worldwide. Checks made at home might not clear the bank when cashing them at an ATM; they must include magnetic ink.
Find a location near you here.
2. Capital One
Capital One has more than 700 bank facilities across the US. If you own the account, you may cash checks for yourself, your employer, the government, and more. For more information on Capital One's check cashing services and exclusive perks, please visit their website or contact them directly.
Find a location near you here.
3. Chase
Chase Bank was established in 2000. Technically speaking, its parent firms predate that by a great deal. You might be able to cash additional kinds of checks using their ATMs. Moreover, an ATM may only deposit a maximum of 30 checks at once.
Find a location near you here.
4. Citibank
There are Citibank ATMs located both domestically and internationally. To use Citibank ATMs to cash checks, you need to have an account with them.
Find a location near you here.
5. Citizens Bank
In 11 states around the country, Citizens Bank runs 3,100 ATMs and more than 1,000 branch locations. Citizens Bank can cash checks for you, whether they are personal, tax return, or other types, for a flat cost of $7 if you are not a customer.
Find a location near you here.
6. Fifth Third Bank
You may be familiar with Fifth Third Bank if you reside in the Midwest or the Southeast of the United States. You may cash personal, government, payroll, and other checks if you have an account there. More than 2,400 ATMs can have different settings for the amount of cash returned. Fifth Third Bank levies a $4 minimum and a $25 maximum fee, equivalent to 1% of the check amount.
Find a location near you here.
7. M&T Bank
Almost 800 of its branches are located in those states. With their ATM, customers may cash government and payroll checks in addition to other checks.
Find a location near you here.
8. TD Bank
Operating in fifteen states, including Washington, D.C., the bank bills itself as “America’s Most Convenient Bank” and is situated in the United States. You may cash personal, government, payroll, and other checks if you have an account at TD Bank. Additionally, you may use a TD Bank ATM to deposit up to 30 checks at once.
Find a location near you here.
9. US Bank
In all, US Bank has 4,700 ATMs. It is the fifth-largest banking organization in the country and the parent corporation of the U.S. Bank National Association.
Find a location near you here.
10. Wells Fargo
They have more than 13,000 ATMs and more than 8,000 branch offices globally. The ATM settings at the bank may affect the amount you may take out immediately. To modify your ATM restrictions, get in touch with your bank's customer support department.
Find a location near you here.
Grocery Stores with 24-Hour Check Cashing
11. Albertson's
Another well-known grocery store that offers check-cashing is Albertsons. It cashs government and payroll checks for comparatively modest costs, but it does not accept personal or handwritten checks.
Find a location near you here.
12. Food City
More checks than most competing check-cashing services are accepted by Food City. The following are available for cashing: government, payroll, rebate, and stimulus cheques.
Find a location near you here.
13. Hy-Vee
A lot of Hy-Vee locations provide in-store check cashing. The hours of operation for each Hy-Vee store differ, though. Certain shops are always open.
Find a location near you here.
14. Kroger and its subsidiaries
Check-cashing services may be provided by Kroger and its subsidiaries; however, the availability and particulars of these services, such as whether they are available round-the-clock, may differ according to the area.
Find a location near you here.
15. Walmart
Yes, Walmart also offers 24-hour cash checks! Of course, this service is limited to establishments that are open twenty-four hours a day.
Find a location near you here.
16. WinCo Foods
A few WinCo shops are open around the clock. To find out its hours of operation, contact your nearby shop. Payroll checks are cashable. Checks for payroll up to $500 in value are subject to a $5 fee. A $10 charge applies to checks between $500 and $1,000 in value.
Find a location near you here.
17. Tops Friendly Markets
Checks may be cashed at Tops Friendly Markets; certain stores are open from 6 a.m. until midnight, while others offer banking services around the clock. To find out the hours of operation, contact your nearby shop.
Find a location near you here.
Convenience Stores and gas Stations with 24-hour check-cashing
18. 7-Eleven
Checks are cashed by many 7-Eleven locations using a service named Transact. You may load a check onto a debit card using Transact.
Find a location near you here.
19. Pilot Flying J
Check cashing is available seven days a week, around the clock. A $1,000 check cashing restriction is in place. The costs differ according to the location.
Find a location near you here.
20. Road Ranger
Road Ranger offers check cashing services around the clock at all of its locations. For a charge, both fuelling and non-fueling clients can cash checks up to $999.99.
Find a location near you here.
21. TravelCenters of America
It's all sites are open around the clock. Convenience stores and petrol stations at TravelCenters of America sites accept payroll checks for NATSO and company-approved accounts.
Find a location near you here.
24-Hour Check Cashing Stores
22. Advance Financial
You may cash a check whenever you need to since some Advance Financial shops are open around the clock. To find out the hours of operation, contact your nearby shop.
Find a location near you here.
23. Community Financial Service Centers (CFSC)
Verify the opening hours of the closest CFSC location as not all of them offer 24-hour check cashing.
Find a location near you here.
24. Pay-O-Matic
A few of these sites are open around the clock! 2.27% of the check amount is used as fees. Pay-O-Matic has the advantage of being able to cash most kinds of checks, whether they are printed or handwritten.
Find a location near you here.
25. PLS Check Cashing
This facility offers great convenience since all of its locations are open 24 hours a day, 7 days a week! PLS Check Cashing accepts a wide variety of checks for cashing.
Find a location near you here.
26. Speedy Cash
$2 is the starting fee. You must ascertain the opening hours of the Speedy Cash station that is closest to you as not all of them are open 24/7.
Find a location near you here.
Can I use Walgreens to cash a check?
Check cashing services are provided by Walgreens, so you may simply take care of what you have to pay. It's crucial to remember, though, that not every Walgreens store or state may offer this service.
Does Walmart allow me to cash checks?
You may use your ID to cash a check at Walmart. Only specific kinds of checks—depending on the location—will be accepted when you visit the customer service desk.
