1.Scotiabank Passport Visa Infinite Card
Scotiabank
- 3%Scene+ points on select grocers
- 2%Scene+ points on groceries, dining, entertainment, and transit
Earn 40,000 points after spending $2,000 in the first 3 months and 10,000 points after $10,000 in spending within 6 months.
Earn 3 Scene+ points per $1 at select grocers, and 2 points per $1 on groceries, dining, entertainment, and transit.
The Scotiabank Passport Visa Infinite Card stands out as the top choice because it offers a robust rewards program tailored for travelers, with no foreign transaction fees and generous lounge access, making it ideal for frequent flyers.
Pros:
- No foreign transaction fees
- Comprehensive travel insurance
Cons:
- Requires high income for eligibility
- Annual fee applies
2.American Express Cobalt Card
American Express
- 5%Points on eats and drinks
- 3%Points on streaming
- 2%Points on travel/transit
- 1%Points on other purchases
Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 on your Card.
Earn 5x points on eats/drinks and 3x on streaming.
What sets the American Express Cobalt Card apart is its exceptional earning potential on everyday spending, particularly in dining and groceries, making it a favorite among foodies and frequent diners.
Pros:
- High rewards on dining and groceries
- Flexible redemption options
Cons:
- Monthly fee can add up
- Limited to certain categories for high rewards
3.Scotiabank Gold American Express Card
Scotiabank
- 6%Scene+ points on groceries
- 5%Scene+ points on dining and entertainment
Earn 25,000 points after spending $2,000 in the first 3 months and an additional 20,000 points upon spending $7,500 in the first year.
Earn 6 Scene+ points on every $1 spent at Sobeys and Safeway stores.
This card shines for its high earning potential on groceries and dining, making it an excellent choice for those who want to maximize their rewards on everyday purchases.
Pros:
- No foreign transaction fees
- Strong insurance coverage
Cons:
- Annual fee applies
- Requires good credit score
- 8%Points on Expedia For TD
- 6%Points on groceries, dining, and transit
- 2%Points on all other purchases
Earn 20,000 points when you make your first purchase and 145,000 points when you spend $7,500 within 180 days.
Earn 8 points per $1 on Expedia For TD and 6 points on groceries/dining/transit.
A key differentiator is the impressive welcome bonus and high earning rates on travel purchases, making this card a top choice for avid travelers looking to maximize their rewards.
Pros:
- High welcome bonus
- Comprehensive travel insurance
Cons:
- Annual fee applies
- High spending requirement for bonus
5.RBC Avion Visa Infinite Card
RBC Royal Bank
- 1.25%Avion points on travel purchases
- 1%Avion points on all other purchases
Earn 35,000 points upon approval and an additional 20,000 points when you spend $5,000 in the first 6 months.
Earn 1.25 Avion points per $1 on travel purchases and 1 point per $1 on others.
The standout feature here is the flexibility in redeeming points for travel, allowing cardholders to book flights on any airline without blackout dates.
Pros:
- Flexible travel booking
- High welcome point offers
Cons:
- Annual fee applies
- Limited to travel-related rewards
- 5%Points on travel
- 3%Points on dining, entertainment, and recurring bills
- 1%Points on all other purchases
Earn up to 100,000 BMO Rewards points with a total of $20,000 in purchases over 365 days.
Earn 5 points per $1 on travel and 3 points on dining/entertainment.
This card excels in offering a high welcome bonus and flexible redemption options, making it a great choice for frequent travelers looking to maximize their rewards.
Pros:
- High welcome bonus
- Comprehensive travel insurance
Cons:
- High spending requirement for bonus
- Annual fee applies
Final Words
As you explore the best travel credit cards this March 2026 in Canada, remember that the right card can significantly enhance your travel experience by offering valuable rewards and benefits. Take time to compare your options carefully, considering factors such as fees, rewards, and travel perks, to make an informed decision that aligns with your travel habits and financial goals.
Frequently Asked Questions
The Scotiabank Passport Visa Infinite Card offers no foreign transaction fees, 6 annual airport lounge passes, and a welcome bonus of Earn 40,000 points after spending $2,000 in the first 3 months and 10,000 points after $10,000 in spending within 6 months. It also provides comprehensive travel insurance and earns 3 Scene+ points per $1 at select grocers, and 2 points per $1 on groceries, dining, entertainment, and transit.
The American Express Cobalt Card allows you to Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 on your Card. It offers a competitive reward rate with 5% points on eats and drinks, 3% points on streaming, 2% points on travel/transit, and 1% points on other purchases.
For the Scotiabank Gold American Express Card, you can Earn 25,000 points after spending $2,000 in the first 3 months and an additional 20,000 points upon spending $7,500 in the first year. This offers a great incentive for those looking to maximize their travel rewards.
When selecting a travel credit card, consider factors such as the annual fee, rewards rate, and welcome bonuses. Additionally, look for cards that offer travel insurance, no foreign transaction fees, and flexibility in redeeming points for flights or hotel stays.
Yes, eligibility for travel credit cards in Canada typically includes a minimum income requirement and a good credit score. For example, the Scotiabank Passport Visa Infinite Card requires a personal income of $60,000 or a household income of $100,000.
Common fees for travel credit cards include annual fees and foreign transaction fees. Some premium cards may also charge additional fees for features like airport lounge access or travel insurance, so it’s important to weigh these costs against the benefits.
To maximize rewards, use your travel credit card for everyday spending in categories that earn higher points, such as dining and groceries. Additionally, take advantage of promotional offers and sign-up bonuses to boost your points quickly.
