1.Marriott Bonvoy® American Express®* Card
American Express
- 5%Points on eligible purchases at Marriott properties
- 3%Points on gas, dining, and travel
- 2%Points on all other purchases
Earn 80,000 points after you spend $6,000 on your Card in your first 6 months, plus an additional 30,000 points upon making a purchase in the 15th month.
Earn 5 points per $1 at Marriott properties, 3 points on gas, dining, and travel, and 2 points on all other purchases.
The Marriott Bonvoy® American Express®* Card stands out as the top choice because it offers a substantial welcome bonus of up to 110,000 points, making it ideal for travelers who frequently stay at Marriott properties. With 5 points earned per dollar spent at Marriott hotels, it provides excellent value for those looking to maximize their rewards.
Pros:
- Generous welcome bonus
- Free night award annually
Cons:
- Annual fee
- High spending requirement for bonus points
2.American Express Marriott Bonvoy Business Card
American Express
- 6%Points at Marriott hotels
- 4%Points on dining, shipping, gas, and telecom
- 2%Points on all other purchases
Earn 80,000 Bonvoy points upon spending $10,000 in the first six months.
Earn 6X points at Marriott hotels, 4X on dining/shipping/gas/telecom, and 2X on other purchases.
What sets the American Express Marriott Bonvoy Business Card apart is its high earn rate of 6X points at Marriott hotels, making it a valuable tool for business travelers who frequently stay at these properties. Additionally, the card offers a welcome bonus of 80,000 points, enhancing its appeal for those looking to maximize their travel rewards.
Pros:
- High earn rate on business expenses
- Annual free night award
Cons:
- Annual fee
- Higher spending requirement for welcome bonus
3.American Express Platinum Card
American Express
- No rewards breakdown available
Earn up to 100,000 Membership Rewards points by spending $10,000 in the first three months.
Accelerated points on travel and dining.
The American Express Platinum Card is the best option for those seeking premium travel rewards, offering a welcome bonus of up to 100,000 Membership Rewards points. With extensive travel benefits, including lounge access and annual credits, it provides exceptional value for frequent travelers.
Pros:
- Comprehensive travel benefits
- High welcome bonus
Cons:
- High annual fee
- Spending requirement for bonus
4.Scotiabank Passport Visa Infinite Card
Scotiabank
- No rewards breakdown available
Earn 40,000 points after $2,000 in spending in the first 3 months.
Earn Scene+ points on groceries, dining, entertainment, and transit.
The Scotiabank Passport Visa Infinite Card shines for its travel-focused benefits, including no foreign transaction fees and comprehensive travel insurance. With a welcome bonus of up to 60,000 Scene+ points, it is an excellent choice for frequent travelers looking to maximize their rewards.
Pros:
- No foreign transaction fees
- Comprehensive travel insurance
Cons:
- Annual fee
- Limited rewards categories
5.TD First Class Travel Visa Infinite Card
TD Canada Trust
- 8%Points on travel through Expedia for TD
- 6%Points on groceries and dining
- 2%Points on all other purchases
Earn 20,000 points on first purchase and 145,000 points upon spending $7,500 within 180 days.
Earn 8 points on travel through Expedia for TD, 6 points on groceries/dining, and 2 points on other purchases.
The TD First Class Travel Visa Infinite Card is a premium travel rewards card that offers an impressive welcome bonus of up to 165,000 TD Rewards Points. With high earn rates on travel and dining, it is designed for those who frequently travel and want to maximize their rewards.
Pros:
- High earn rates on travel
- Annual fee rebate for the first year
Cons:
- Annual fee
- High spending requirement for bonus
Final Words
As you navigate the options for hotel credit cards in Canada this April 2026, remember that your choice should align with your travel habits and preferences. Take time to compare the benefits, fees, and rewards of each card to make an informed decision that maximizes your travel experience.
Frequently Asked Questions
The welcome bonus for the Marriott Bonvoy® American Express®* Card is 80,000 points after you spend $6,000 on your Card in your first 6 months, plus an additional 30,000 points upon making a purchase in the 15th month.
With the American Express Marriott Bonvoy Business Card, you earn 6X points at Marriott hotels, 4X on dining/shipping/gas/telecom, and 2X on other purchases. This card is ideal for frequent travelers and those who spend on these categories.
The Marriott Bonvoy® American Express®* Card has an annual fee of CA$120, while the American Express Marriott Bonvoy Business Card charges CA$125. The American Express Platinum Card has a significantly higher annual fee of CA$799, reflecting its premium benefits.
You can earn 5 points per $1 at Marriott properties, 3 points on gas, dining, and travel, and 2 points on all other purchases with the Marriott Bonvoy® American Express®* Card. This structure allows for maximizing points on travel-related expenses.
To maximize benefits, choose a hotel credit card that aligns with your travel habits and spending patterns. Pay attention to the welcome bonuses, reward rates, and additional perks like free nights or elite status to enhance your hotel experiences.
The American Express Platinum Card offers a welcome bonus of up to 100,000 Membership Rewards points by spending $10,000 in the first three months. This card is well-suited for travelers who frequently spend on travel and dining.
When selecting a hotel credit card, consider the annual fee, reward rates for your typical spending categories, and any additional perks like free nights or travel insurance. It’s essential to choose a card that offers the best value for your travel preferences.


