1.Scotiabank Passport Visa Infinite + Card
Scotiabank
- 3%Cash back on dining and entertainment
- 2%Cash back on travel purchases
- 1%Cash back on all other purchases
Earn up to 60,000 bonus Scene+ points.
Earn Scene+ points on eligible purchases.
The Scotiabank Passport Visa Infinite + Card stands out as the top choice because it offers a premium travel experience with no foreign transaction fees and flexible Scene+ point redemption options, making it ideal for frequent travelers.
Pros:
- No foreign transaction fees
- Flexible redemption options
Cons:
- High annual fee
- Limited bonus categories
2.American Express Cobalt Card
American Express
- 5%Cash back on groceries and dining
- 3%Cash back on streaming subscriptions
- 1%Cash back on all other purchases
Earn up to 15,000 Membership Rewards points.
Earn points on eligible purchases.
What sets the American Express Cobalt Card apart is its exceptional earning potential, particularly in the dining and grocery categories, making it a favorite among foodies and travelers alike.
Pros:
- High rewards on dining and groceries
- Flexible travel transfers
Cons:
- Monthly fee structure
- Limited acceptance compared to Visa/Mastercard
- 1.25%Cash back on all purchases
Earn up to 70,000 Avion points.
Earn Avion points on everyday purchases.
The RBC Avion Visa Infinite shines for its robust travel insurance and high-value welcome bonus, making it a top choice for frequent travelers looking for flexibility and rewards.
Pros:
- Strong travel insurance benefits
- Flexible point transfer options
Cons:
- Annual fee
- Income requirements
- 5%Cash back on travel purchases
- 3%Cash back on dining and bills
- 1%Cash back on all other purchases
Up to 100,000 BMO Rewards points.
Earn BMO Rewards points on eligible purchases.
The BMO Ascend World Elite Mastercard is a standout for its high earning potential on travel purchases, making it an excellent choice for those who frequently travel and want to maximize their rewards.
Pros:
- High rewards on travel
- Flexible redemption options
Cons:
- Annual fee
- Limited bonus categories
- 8%Cash back on travel purchases
- 5%Cash back on dining
- 2%Cash back on all other purchases
Earn up to 165,000 TD Rewards points.
Earn TD Rewards points on eligible purchases.
The TD First Class Travel Visa Infinite Card excels with its generous welcome bonus and tiered rewards structure, making it a top pick for travelers looking to maximize their benefits.
Pros:
- High welcome bonus
- Complimentary airport lounge access
Cons:
- Annual fee
- Spending requirements for bonuses
Final Words
As you consider the best credit cards for good credit this June 2026 in Canada, remember that the right card can enhance your financial experience through rewards and benefits tailored to your lifestyle. Take time to compare your options carefully and make informed decisions that align with your spending habits and financial goals.
Frequently Asked Questions
The Scotiabank Passport Visa Infinite + Card offers a welcome bonus of up to 60,000 bonus Scene+ points. You can earn Scene+ points on eligible purchases with a reward breakdown of 3% cash back on dining and entertainment, 2% cash back on travel purchases, and 1% cash back on all other purchases.
With the American Express Cobalt Card, you can earn a welcome bonus of up to 15,000 Membership Rewards points. The card features a reward breakdown of 5% cash back on groceries and dining, 3% cash back on streaming subscriptions, and 1% cash back on all other purchases.
The RBC Avion Visa Infinite Card has an annual fee of CA$120. This card also provides a welcome bonus of up to 70,000 Avion points and earns 1.25% cash back on all purchases.
To improve your chances of credit card approval, maintain a good credit score by paying bills on time and keeping credit utilization low. Additionally, ensure that your income and credit history align with the requirements listed by the card issuer.
When selecting a credit card, consider factors such as annual fees, reward rates, and the types of rewards offered. It's also important to assess your spending habits and determine if a cash back, travel rewards, or points-based card aligns with your lifestyle.
Many credit cards may have hidden fees such as foreign transaction fees, late payment fees, and balance transfer fees. Always read the terms and conditions to understand all potential charges before applying for a card.
The application process for a credit card typically involves filling out an online form with your personal and financial information. You'll need to provide details about your income and existing debts, after which the issuer will review your application and credit history.
