Scotia Momentum® Visa Infinite +* Card
Scotiabank
- 4%Cash back on grocery store purchases, recurring bill payments and subscription purchases
- 2%Cash back on gas and transit
- 1%Cash back on all other purchases
Earn 15% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
Earn 4% cash back on grocery store purchases, recurring bill payments and subscription purchases, 2% on gas and transit, and 1% on other purchases.
The Scotia Momentum® Visa Infinite + Card stands out as the top choice because it offers a generous 15% cash back on all purchases for the first three months, making it an excellent option for new cardholders looking to maximize their rewards quickly. With a strong cash back structure and a waived first-year fee, it provides significant value for everyday spending.
Pros:
- High cash back on groceries and subscriptions
- First-year annual fee waived
Cons:
- Annual fee applies after the first year
- Mixed reviews on Reddit regarding value
The Scotia Momentum® Visa Infinite +* Card is well-suited for consumers who prioritize cash back rewards on everyday purchases and can benefit from the introductory offer. With its robust reward structure and manageable annual fee, this card may appeal particularly to those who frequently spend in categories that earn higher cash back rates.