Tesco Bank Low APR Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Tesco Bank Low APR Credit Card4.6/5

Tesco Bank

Annual fee
£0
Rewards rate
1%-0.25%
Welcome Bonus
The Tesco Bank Low APR Credit Card generally does not feature a direct, upfront welcome bonus or sign-up reward.
Apply Now →on Tesco Bank's website
Regular APR:12.9% Variable APR

  • 1%Cashback on supermarket spending
  • 0.25%Cashback on all other purchases

Welcome Bonus:

The Tesco Bank Low APR Credit Card generally does not feature a direct, upfront welcome bonus or sign-up reward.

Reward Rate:

The Tesco Bank Everyday Low APR Credit Card allows users to collect Clubcard points on daily spending.

APR:

12.9% Variable APR

What sets the Tesco Bank Low APR Credit Card apart is its ability to earn Clubcard points on everyday purchases, making it a practical choice for regular Tesco shoppers while maintaining a low APR.

Pros:

  • Low APR of 12.9%
  • Collect Clubcard points

Cons:

  • No upfront welcome bonus
  • Limited rewards outside Tesco
Apply now →

The Tesco Bank Low APR Credit Card is particularly suitable for consumers who frequently shop at Tesco and are looking to earn rewards on their purchases while benefiting from a low interest rate. With no annual fee, it is a practical option for those who want to manage their credit effectively without incurring additional costs.

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