Annual fee
£0
Rewards rate
No direct rewards structure.
Welcome Bonus
0% interest on purchases and balance transfers for a limited time.
Apply Now →on Lloyds Bank's website
Regular APR:24.94% Variable APR
- No rewards breakdown available
Welcome Bonus:
0% interest on purchases and balance transfers for a limited time.
Reward Rate:
No direct rewards structure.
APR:
24.94% Variable APR
This card is designed to help manage debt or spread the cost of spending, making it a practical choice for those looking for interest-free periods.
Pros:
- Long 0% interest periods
- No annual fee
Cons:
- Reverts to high APR after promotional period
- Balance transfer fees apply
The Lloyds Bank Platinum 0% Purchase & Balance Transfer card is well-suited for individuals seeking to manage existing debt or finance new purchases without incurring interest charges for a limited time. With no annual fee and a straightforward structure, it offers a practical solution for those who can commit to paying off their balance within the promotional period.