Amex Cashback Credit Card 2026 Review

Amex Cashback Credit Card4.6/5

American Express

Annual fee
£25
Rewards rate
1.25%-0.5%
Welcome Bonus
5% cashback
Apply Now →on American Express's website
Regular APR:34.6% variable

  • 1.25%Cashback on purchases above £10,000
  • 0.5%Cashback on all other purchases

Welcome Bonus:

Get 5% cashback on purchases (up to £125) during the first 3-5 months.

Reward Rate:

Ongoing cashback rates of up to 1.25% on annual spend.

APR:

34.6% variable

The standout feature of the Amex Cashback Credit Card is its attractive introductory cashback offer, providing new cardholders with 5% cashback on their purchases for the first few months. This card shines for those who want to earn cashback without a complicated rewards structure.

Pros:

  • Generous introductory cashback rate
  • No minimum spend for cashback

Cons:

  • Annual fee applies
  • Higher APR compared to other cards
Apply now →

The Amex Cashback Credit Card is a suitable option for consumers seeking straightforward cashback rewards, particularly those who can take advantage of the generous introductory offer. With its modest annual fee and uncomplicated earning structure, it may appeal to individuals who prefer simplicity in managing their credit card rewards.

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