10 Best Real Estate Crowdfunding Platforms in 2026

10 Best Real Estate Crowdfunding Platforms in 2026

By 2030, the global real estate crowdfunding market is projected to surpass $300 billion, according to Research Nester — and platforms are making it easier than ever to invest with as little as $10. Whether you're a first-time investor or a seasoned accredited investor seeking diversification, crowdfunding has opened doors that were once reserved for institutional players. Pairing a smart investment strategy with solid budget tracking tools can help you maximize returns and stay financially organized. If you're also exploring free business funding options, crowdfunding platforms may complement your broader financial strategy. Here are the 10 best real estate crowdfunding platforms available in 2026 — let's get started!

Quick Answer

Real estate crowdfunding lets multiple investors pool money to fund property deals online, with minimums as low as $10. The global market is projected to surpass $300 billion by 2030. Platforms are accessible to both non-accredited and accredited investors, offering diversification into residential, commercial, and mixed-use properties without direct ownership responsibilities.

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Summary Table

Item Name Price Range Best For Website
Fundrise $10 minimum Nonaccredited investors, beginners Visit Site
Arrived $100 minimum Any investor, single-family rentals Visit Site
RealtyMogul $5,000 minimum Nonaccredited & accredited, private REITs Visit Site
EquityMultiple $5,000 minimum Accredited investors, commercial deals Visit Site
Groundfloor $10 minimum Short-term debt investments, beginners Visit Site
1031 Crowdfunding $25,000 minimum 1031 exchange investors, tax deferral Visit Site
Cadre $25,000 minimum Accredited investors, institutional-grade deals Visit Site
FinResi $500 minimum Residential real estate, passive income Visit Site
Gatsby Investments $1,000 minimum Accredited investors, fix-and-flip projects Visit Site
FranShares $500 minimum Franchise-based alternative investments See details

10 Best Real Estate Crowdfunding Platforms in 2026

Below you'll find detailed information about each option, including what makes them unique and their key benefits.

Fundrise is one of the most accessible real estate crowdfunding platforms for everyday investors, allowing you to pool money with others to invest in diversified real estate portfolios. Unlike traditional property investing, Fundrise lets you start with just $10, making private real estate markets available to non-accredited investors for the first time.

Key details:

  • Minimum investment: $10 (Starter portfolio)
  • Annual fees: 0.15% advisory + 0.85% management
  • Invests in eREITs and eFunds across residential and commercial properties
  • Best for: Beginners wanting low-cost, passive real estate exposure

Arrived focuses specifically on single-family rental homes and vacation properties through a crowdfunding model, letting investors buy fractional shares of individual properties starting at $100. This platform is ideal for those who want direct exposure to rental income and property appreciation without managing tenants or dealing with maintenance.

Key details:

  • Minimum investment: $100 per property share
  • Returns come from rental dividends and property appreciation
  • Open to both accredited and non-accredited investors
  • Best for: Investors wanting ownership stakes in specific rental properties

RealtyMogul connects investors with commercial real estate deals—including apartment complexes, office buildings, and retail properties—through a structured crowdfunding marketplace. The platform offers two REITs for non-accredited investors and individual private placements reserved for accredited investors, giving different entry points depending on your qualification status.

Key details:

  • Minimum investment: $5,000 for REITs; higher for private placements
  • Focuses on commercial and multifamily assets
  • Non-accredited investors access MogulREIT I and II
  • Best for: Investors seeking commercial real estate diversification

EquityMultiple is a real estate crowdfunding platform designed specifically for accredited investors seeking institutional-quality commercial deals. It offers equity, preferred equity, and debt investments across asset classes like multifamily, office, and industrial properties, giving investors meaningful diversification without purchasing full properties.

Key details:

  • Minimum investment typically starts at $5,000–$10,000
  • Targets 7–12% annualized returns depending on deal structure
  • Accredited investors only; strong focus on sponsor vetting

Groundfloor stands out in property crowdfunding by focusing exclusively on short-term residential debt deals — primarily fix-and-flip loans — rather than long-term equity plays. Uniquely, it's open to non-accredited investors, making it one of the most accessible entry points into fractional real estate investing. Loan terms typically run 6–12 months.

Notable perks:

  • Minimum investment as low as $10 per loan
  • Historical returns averaging 10%+ annually
  • No investor fees; costs are charged to borrowers

1031 Crowdfunding serves a niche but valuable role in the fractional real estate space by helping investors complete IRS Section 1031 like-kind exchanges through crowdfunded Delaware Statutory Trust (DST) offerings. This lets investors defer capital gains taxes when selling investment properties by rolling proceeds into institutional-grade real estate assets. It's particularly useful for those managing their investments during a property transition.

What you get:

  • DST investments qualifying for 1031 exchange treatment
  • Minimum investments typically starting around $25,000
  • Accredited investors only; focused on tax-advantaged strategies

7. Cadre

Cadre is an institutional-grade real estate crowdfunding platform that connects accredited investors with commercial property deals typically reserved for large funds. It focuses on value-add and opportunistic assets across major U.S. markets, with a minimum investment of $25,000. Cadre differentiates itself by offering a secondary market, allowing investors to sell their positions before a deal closes — a rare feature in this space.

Key features:

  • Minimum investment: $25,000
  • Secondary marketplace for early liquidity
  • Accredited investors only

FinResi is a real estate crowdfunding platform focused on residential and mixed-use property investments, designed to give everyday investors fractional ownership in properties they couldn't afford independently. The platform targets lower entry points to broaden access beyond traditional accredited-investor-only platforms, making property investing more inclusive. It suits investors looking for passive income through rental yields and appreciation without direct property management responsibilities.

Key features:

  • Fractional ownership in residential assets
  • Lower minimum investment thresholds than institutional platforms
  • Passive income through rental distributions

Gatsby Investments specializes in real estate crowdfunding through fix-and-flip and new construction projects in the Los Angeles market, offering accredited investors short-term, high-yield opportunities. Minimums start at $5,000, and the platform targets returns of 10–25% annually depending on the deal structure. According to Gatsby Investment, crowdfunding is reshaping how retail investors access professionally managed real estate deals.

Key features:

  • Minimum investment: $5,000
  • Focus on LA fix-and-flip and new construction
  • Target returns: 10–25% annually

10. FranShares

FranShares offers a unique angle on crowdfunded investing by letting individuals pool capital into franchise businesses rather than traditional properties — making it a notable alternative within the broader real-estate-crowdfunding conversation. Franchises often include real property assets like retail locations and restaurant spaces, giving investors indirect exposure to commercial real estate starting with relatively low minimums.

Key details:

  • Minimum investment around $500, accessible to non-accredited investors
  • Returns tied to franchise cash flow, not just property appreciation
  • Diversifies a crowdfunded portfolio beyond direct property ownership

Final Words

Real estate crowdfunding opens property investment to nearly anyone, regardless of budget or experience. Whether you need low minimums, passive income, or diversified portfolios, these 10 platforms have you covered — compare them alongside top DeFi platforms to build a well-rounded investment strategy.

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Frequently Asked Questions About Real Estate Crowdfunding

What is the minimum investment for real estate crowdfunding platforms?

Minimum investments vary widely by platform. Fundrise requires as little as $10, Arrived starts at $100, and RealtyMogul requires a higher minimum of $5,000. This means both beginner and experienced investors can find a platform that fits their budget.

Can non-accredited investors participate in real estate crowdfunding?

Yes, several platforms are open to non-accredited investors. Fundrise and RealtyMogul both accept non-accredited investors, making real estate crowdfunding accessible to everyday investors who do not meet the SEC's accredited investor income or net worth thresholds.

What types of properties can I invest in through real estate crowdfunding?

Depending on the platform, you can invest in residential properties, commercial properties, single-family homes, and private REITs. For example, Fundrise offers both residential and commercial properties, Arrived focuses on single-family homes, and RealtyMogul provides access to private REITs and commercial properties.

How liquid are real estate crowdfunding investments?

Liquidity varies by platform and is generally limited compared to publicly traded stocks. Arrived, for instance, offers some liquidity after a 6-month holding period, but most real estate crowdfunding investments are considered relatively illiquid and are better suited for long-term investors.

What is the best real estate crowdfunding platform overall in 2026?

Arrived is ranked as the top overall real estate crowdfunding platform in 2026, suitable for any type of investor. It offers a low $100 minimum investment, focuses on single-family homes, delivers strong returns, and provides a degree of liquidity after 6 months.

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